Disconnected quoting processes spike TRID cure risks.
Manual workflows and separate systems slow down your loan processing. When your teams have to handle complex fee logic by hand, it causes data errors that delay closings, frustrate your staff, and lead to unrecoverable compliance penalties that cut into your margins.
One seamless flow from initial quote to title order
Bring order to the chaos of your loan manufacturing cycle. Cotality bridges the gap between your upfront disclosures and downstream order fulfillment. By connecting automated fee data directly with title settlement pipelines, we deliver a single, frictionless workflow built for modern lending.
Automated tools built for operational precision
Instant fee calculation
SmartFees automatically populates accurate third-party closing costs, recording fees, and localized transfer taxes into your system within seconds, eliminating manual data entry.
Centralized fee control
LenderFees acts as your internal compliance engine, enforcing uniform corporate fee rules across all branches and maintaining a clear, transparent audit trail directly inside your LOS.
Comprehensive property tax access
Property Tax Data Products deliver instant tax data (PTB) or predictive estimates (PTE) to handle complex scenarios like new construction or regional tax caps without verification delays.
Direct Title Order Management
Launch, track, and receive title orders and milestone updates natively within your environment, opening up transparent communication loops between lenders, settlement agents, and borrowers.
Explore Our Standalone Solutions
Whether you need comprehensive end-to-end automation or a specific tool to patch a single operational bottleneck, our modular products scale seamlessly to match your exact business maturity.
Protect Your Margins and Accelerate Sales Velocity
Transforming your quote-to-order workflow yields immediate, measurable returns across your entire operation. By replacing manual workflows with automated data loops, Cotality drives concrete improvements to your bottom line:
- Slash Compliance Costs: Experience an average 42.07% reduction in costly TRID violations and lower your redisclosure rates by 41.6%.
- Recover Wasted Hours: Save an average of 1.63 hours of manual effort per loan, alongside 84 minutes eliminated from complex tax research.
- Enhance the Borrower Experience: Deliver lightning-fast, highly accurate Loan Estimates on the very first try, keeping buyers engaged and moving smoothly toward closing.
FAQ
How does this integrate with my existing LOS?
Can I manage my own preferred vendors?
What loan types are supported for this experience?
Does the "Title and Closing" solution support two-way document exchange?
Does the Quote to Order experience support title waivers via the Fannie Mae Title Acceptance Pilo
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.