Collateral Management System®
Enterprise Valuation Workflow Solution
Transform mortgage collateral valuation with automation
Cotality's Collateral Management System (CMS) platform revolutionizes mortgage collateral valuation processing, enabling compliance with regulatory guidelines and reducing time and effort. Automate ordering, communication, and management of collateral valuation. Access and centralize data, automate compliance checks, mitigate risks, and minimize manual processes. Enhance productivity and customize valuation workflow solutions for consistent enterprise-wide operations.


Real-world collateral management workflows
Automate high-volume appraisal routing
- Route appraisal orders automatically based on customizable, logic-driven rules.
- Eliminate manual assigner bias and optimize appraiser selection instantly.
- Monitor order progress in real-time through a single dashboard.
- Reduce manual touches by up to 50% for standard originations.
Ensure compliance and objectivity
- Automatically flag appraisal reports containing subjective language or non-compliant terminology.
- Leverage built-in rule sets to satisfy GSE, ULAD, and FHA regulatory standards.
- Maintain an ironclad audit trail of all vendor communications and order revisions.
- Verify appraisal objectivity with automated AI-driven analysis prior to submission.
Simplify vendor onboarding and payments
- Streamline the collection of borrower-paid fees and appraiser payments in a PCI-compliant environment.
- Automate year-end tax reporting and 1099 generation for your entire appraiser panel.
- Onboard, manage credentials, and track performance scores for external appraisers and AMCs.
- Eliminate manual accounts payable overhead with transparent exception-based workflows.
Revolutionizing operational efficiency
Cotality’s CMS platform enhances compliance and operational efficiency by automating appraisal orders, centralizing data, and customizing workflows, enabling precision, timeliness, and transparency.

InspectionPort®
Secured inspection management
ExploreGenerally Accepted Appraisal Rules® (GAAR®)
Automated appraisal review for compliance
ExploreAppraisalPort®
Order, manage, and track appraisals online
ExploreOptiVal®
Efficient home-equity lending via AVM testing
ExploreImage Analytics™
Efficient image-based appraisal review
ExploreHow can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
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Visit our dedicated support page to find support for all our products.
CMS doesn't produce appraisals, hire appraisers, fund loans, or manage valuations. CMS is not an Appraisal Management company (AMC). It does not perform functions such as administering and recruiting or selecting a panel of appraisers, negotiating customary and reasonable fees with appraisers, or performing quality control.