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Commercial Valuation™

Commercial property valuation

Overview

Streamline commercial risk underwriting

Traditional commercial underwriting requires extensive manual data entry, which leads to pricing errors. Cotality's Commercial Valuation automates this process. Sourced from a database of 50 million businesses, our tool helps underwriters calculate accurate insurance-to-value with ease.

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Where to access :
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Precise ITV calculations

Calculate accurate reconstruction costs based on local material, labor, and equipment rates. Access localized economic pricing to match current market conditions.

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Automated commercial prefill

Accelerate quoting speed with prefilled commercial exposure data. Sourced by address, this feature reduces data entry errors during risk assessment.

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Deep portfolio analysis

Upload your commercial property portfolio in a single batch. Run immediate exposure analysis across all locations to identify risk concentrations.

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Features

Remove manual data entry from your commercial property assessments. Our valuation tool provides instant access to verified building characteristics, occupant data, and localized construction costs.

A damaged ceiling of a room.

Address-level commercial prefill

Instantly pull building structure details, local hazard exposure metrics, and occupancy insights for any address in the United States.

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Business personal property valuation

Calculate the replacement value of business contents and occupant inventory with firmographic details based on business type.

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Deep portfolio insights

Upload your entire portfolio in a single batch, and let the system analyze the true exposure valuation of the commercial properties under your coverage.

Efficient quoting process

Simplify the multi-building quoting process through a platform that can estimate reconstruction costs for multiple buildings on a single parcel.

A damaged ceiling of a room.

Address-level commercial prefill

Instantly pull building structure details, local hazard exposure metrics, and occupancy insights for any address in the United States.

Business personal property valuation

Calculate the replacement value of business contents and occupant inventory with firmographic details based on business type.

Deep portfolio insights

Upload your entire portfolio in a single batch, and let the system analyze the true exposure valuation of the commercial properties under your coverage.

Efficient quoting process

Simplify the multi-building quoting process through a platform that can estimate reconstruction costs for multiple buildings on a single parcel.

50M

North American business records populate our database to support address prefill verification.

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90 Years

Of proprietary construction pricing and localized cost indices back every calculation.

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200+

Specific property characteristics automatically prefilled per address to accelerate commercial underwriting.

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Pricing
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FAQ

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Can I automate the quoting process for complex, multi-building commercial parcels?

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How does Commercial Prefill accelerate straight-through processing?

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Does Commercial Valuation include details on the businesses inside the properties?

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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

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Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

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Looking for support?

Visit our dedicated support page to find support for all our products.

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