Commercial Valuation™
Commercial property valuation
Streamline commercial risk underwriting
Traditional commercial underwriting requires extensive manual data entry, which leads to pricing errors. Cotality's Commercial Valuation automates this process. Sourced from a database of 50 million businesses, our tool helps underwriters calculate accurate insurance-to-value with ease.


Remove manual data entry from your commercial property assessments. Our valuation tool provides instant access to verified building characteristics, occupant data, and localized construction costs.

Address-level commercial prefill
Instantly pull building structure details, local hazard exposure metrics, and occupancy insights for any address in the United States.

Business personal property valuation
Calculate the replacement value of business contents and occupant inventory with firmographic details based on business type.

Deep portfolio insights
Upload your entire portfolio in a single batch, and let the system analyze the true exposure valuation of the commercial properties under your coverage.

Efficient quoting process
Simplify the multi-building quoting process through a platform that can estimate reconstruction costs for multiple buildings on a single parcel.

Address-level commercial prefill
Instantly pull building structure details, local hazard exposure metrics, and occupancy insights for any address in the United States.
Business personal property valuation
Calculate the replacement value of business contents and occupant inventory with firmographic details based on business type.
Deep portfolio insights
Upload your entire portfolio in a single batch, and let the system analyze the true exposure valuation of the commercial properties under your coverage.
Efficient quoting process
Simplify the multi-building quoting process through a platform that can estimate reconstruction costs for multiple buildings on a single parcel.
FAQ
Can I automate the quoting process for complex, multi-building commercial parcels?
Yes, our platform simplifies multi-building quoting by estimating reconstruction costs for multiple buildings on a single parcel. This makes complex commercial risk assessment highly efficient.
How does Commercial Prefill accelerate straight-through processing?
Commercial Prefill provides insurance-ready exposure data directly in documents via API. This enables insurance carriers to seamlessly support straight-through processing for rate, quote, and bind workflows.
Does Commercial Valuation include details on the businesses inside the properties?
Yes, our database provides 16 million firmographic U.S. business insights, allowing you to calculate the value of business personal property based on a street address.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.