Roof Condition Insights™
Roof condition assessments for underwriters
A more complete view of roof risk
Roof condition can have a significant impact on property risk, yet obtaining reliable roof information is often time-consuming and inconsistent. Roof Condition Insights™ combines aerial imagery, property intelligence, and AI-powered analysis to help insurers quickly identify roof characteristics, potential concerns, and roof-related risk factors, supporting faster and more informed underwriting decisions.


Roof intelligence for faster underwriting
Cotality's Roof Condition Insights combines expert-verified data with AI-powered intelligence to deliver highly accurate, actionable data.

AI-powered roof analysis
Analyze roof condition using advanced image analysis that helps identify visible roof characteristics and potential concerns, including staining, tarping, solar panels, and other roof anomalies.
Flexible roof imagery options
Choose the level of roof imagery that best fits your workflow, from comprehensive imagery suites to streamlined risk assessments, so you can balance insight, speed, and cost.
Roof data that fits your workflow
Access roof condition data, imagery, reconstruction cost insights, and exposure information within existing underwriting and policy workflows to support faster decision-making.
Nationwide property coverage
Leverage comprehensive aerial imagery and property intelligence across a broad range of residential properties to maintain consistent roof risk evaluation across your portfolio.

AI-powered roof analysis
Analyze roof condition using advanced image analysis that helps identify visible roof characteristics and potential concerns, including staining, tarping, solar panels, and other roof anomalies.
Flexible roof imagery options
Choose the level of roof imagery that best fits your workflow, from comprehensive imagery suites to streamlined risk assessments, so you can balance insight, speed, and cost.
Roof data that fits your workflow
Access roof condition data, imagery, reconstruction cost insights, and exposure information within existing underwriting and policy workflows to support faster decision-making.
Nationwide property coverage
Leverage comprehensive aerial imagery and property intelligence across a broad range of residential properties to maintain consistent roof risk evaluation across your portfolio.
FAQ
How does RCI help underwriters avoid high-risk policies before binding?
Roof Condition Insights (RCI) uses an AI-powered model to generate customizable heatmaps. These heatmaps instantly pinpoint roof anomalies like staining, tarping, or solar panels, empowering underwriters to avoid unnecessary risk before binding.
Can we customize the level of roof imagery based on portfolio needs?
Yes. RCI provides a provider-agnostic roof imagery suite tapping into multiple aerial sources. Underwriters can choose a full imagery suite, limited imagery, or a simple risk score to fit specific portfolio and budget needs.
How does Cotality handle inconsistent roof data for weather risk?
RCI resolves inconsistent roof data by combining expert-verified construction records with high-definition aerial imagery. This hybrid approach delivers complete, highly accurate roof insights for weather risk assessment on any property.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
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Visit our dedicated support page to find support for all our products.