Roof Conditions Insights™
AI powered roof condition analysis
Instant roof insights, designed for modern underwriting
The rise in severe weather and inconsistent roof data has made underwriting particularly difficult. Hail in even the most concentrated area can damage multiple roofs in minutes, so underwriters need a reliable system for quick, informed decisions. Cotality’s Roof Condition Insights (RCI), part of the Roof Intelligence suite, is an AI-driven solution that provides accurate roof condition assessments of residential properties. It integrates into any digital point-of-sale or policy system, creating easy access to roof condition, reconstruction value, and exposure history.
Smarter risk selection and retention
With accurate, objective roof condition insights, you can confidently avoid unnecessary risk at the start and make informed retention decisions at renewal, driving stronger portfolio performance and setting the stage for long-term resilience.
Multi-layered roof insights
Cotality’s Roof Condition Insights delivers clarity you can trust. Powered by expert-verified data and high-definition aerial imagery from multiple trusted sources, RCI provides a complete and accurate view of roof condition.
Tailored insights to fit any need
Focus on the data that drives decisions with RCI’s three formats for roof insights: full or limited imagery suites, or a simple risk score. The API allows you to generate and share PDF reports seamlessly with anyone on your team, anytime.
Smarter risk selection and retention
With accurate, objective roof condition insights, you can confidently avoid unnecessary risk at the start and make informed retention decisions at renewal, driving stronger portfolio performance and setting the stage for long-term resilience.
Multi-layered roof insights
Cotality’s Roof Condition Insights delivers clarity you can trust. Powered by expert-verified data and high-definition aerial imagery from multiple trusted sources, RCI provides a complete and accurate view of roof condition.
Tailored insights to fit any need
Focus on the data that drives decisions with RCI’s three formats for roof insights: full or limited imagery suites, or a simple risk score. The API allows you to generate and share PDF reports seamlessly with anyone on your team, anytime.
AI-powered roof intelligence
Cotality | Roof Condition Insights combines expert-verified data with AI-powered intelligence to deliver highly accurate, actionable roof condition insights.

Comprehensive property-level roof data
Gain unparalleled visibility into roof condition and risk with Cotality’s unique, multi-source data that is compiled of decades of residential property and construction information. From weather forensics to roof-focused reconstruction costs, Cotality delivers complete roof insights—no matter the property, no matter the location.
AI-modeled anomaly identifier
Our AI-powered model generates a customizable heatmap that pinpoints roof anomalies including staining, tarping, or solar panels, ensuring they are accurately identified and evaluated for optimized roof inspections and smarter decision-making.
Report optionality and order flexibility
Our RCI solution offers three distinct order versions, giving you the flexibility to choose the option that best fits your underwriting needs, whether at FNOL, renewal, or any point in between. We help deliver adaptable ordering and reporting across the full underwriting cycle.
Provider-agnostic roof imagery suite
Tapping into multiple aerial imagery ensuring a nationwide coverage, we offer you the flexibility to choose the best-fit roof imagery for your portfolio. From oblique angles to roof characteristic images, we facilitate you to visualize risk clearly and make data-driven policy decisions.

Comprehensive property-level roof data
Gain unparalleled visibility into roof condition and risk with Cotality’s unique, multi-source data that is compiled of decades of residential property and construction information. From weather forensics to roof-focused reconstruction costs, Cotality delivers complete roof insights—no matter the property, no matter the location.
AI-modeled anomaly identifier
Our AI-powered model generates a customizable heatmap that pinpoints roof anomalies including staining, tarping, or solar panels, ensuring they are accurately identified and evaluated for optimized roof inspections and smarter decision-making.
Report optionality and order flexibility
Our RCI solution offers three distinct order versions, giving you the flexibility to choose the option that best fits your underwriting needs, whether at FNOL, renewal, or any point in between. We help deliver adaptable ordering and reporting across the full underwriting cycle.
Provider-agnostic roof imagery suite
Tapping into multiple aerial imagery ensuring a nationwide coverage, we offer you the flexibility to choose the best-fit roof imagery for your portfolio. From oblique angles to roof characteristic images, we facilitate you to visualize risk clearly and make data-driven policy decisions.