Roof Conditions Insights™
AI powered roof condition analysis
Instant roof insights, designed for modern underwriting
The rise in severe weather and inconsistent roof data has made underwriting particularly difficult. Hail in even the most concentrated area can damage multiple roofs in minutes, so underwriters need a reliable system for quick, informed decisions. Cotality’s Roof Condition Insights (RCI), part of the Roof Intelligence suite, is an AI-driven solution that provides accurate roof condition assessments of residential properties. It integrates into any digital point-of-sale or policy system, creating easy access to roof condition, reconstruction value, and exposure history.
AI-powered roof intelligence
Cotality | Roof Condition Insights combines expert-verified data with AI-powered intelligence to deliver highly accurate, actionable roof condition insights.

Comprehensive property-level roof data
Gain unparalleled visibility into roof condition and risk with Cotality’s unique, multi-source data that is compiled of decades of residential property and construction information. From weather forensics to roof-focused reconstruction costs, Cotality delivers complete roof insights—no matter the property, no matter the location.
AI-modeled anomaly identifier
Our AI-powered model generates a customizable heatmap that pinpoints roof anomalies including staining, tarping, or solar panels, ensuring they are accurately identified and evaluated for optimized roof inspections and smarter decision-making.
Report optionality and order flexibility
Our RCI solution offers three distinct order versions, giving you the flexibility to choose the option that best fits your underwriting needs, whether at FNOL, renewal, or any point in between. We help deliver adaptable ordering and reporting across the full underwriting cycle.
Provider-agnostic roof imagery suite
Tapping into multiple aerial imagery ensuring a nationwide coverage, we offer you the flexibility to choose the best-fit roof imagery for your portfolio. From oblique angles to roof characteristic images, we facilitate you to visualize risk clearly and make data-driven policy decisions.

Comprehensive property-level roof data
Gain unparalleled visibility into roof condition and risk with Cotality’s unique, multi-source data that is compiled of decades of residential property and construction information. From weather forensics to roof-focused reconstruction costs, Cotality delivers complete roof insights—no matter the property, no matter the location.
AI-modeled anomaly identifier
Our AI-powered model generates a customizable heatmap that pinpoints roof anomalies including staining, tarping, or solar panels, ensuring they are accurately identified and evaluated for optimized roof inspections and smarter decision-making.
Report optionality and order flexibility
Our RCI solution offers three distinct order versions, giving you the flexibility to choose the option that best fits your underwriting needs, whether at FNOL, renewal, or any point in between. We help deliver adaptable ordering and reporting across the full underwriting cycle.
Provider-agnostic roof imagery suite
Tapping into multiple aerial imagery ensuring a nationwide coverage, we offer you the flexibility to choose the best-fit roof imagery for your portfolio. From oblique angles to roof characteristic images, we facilitate you to visualize risk clearly and make data-driven policy decisions.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit the Cotality Credco resource center, your dedicated hub for product documentation, training, and support.

