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Cotality wildfire risk solutions

Master wildfire risk with property-level scores

Wildfire threats endanger property portfolios. Master risk assessment and protect underwriting profitability with granular hazard risk scores.

Overview

Transform underwriting with high-fidelity risk scores

Wildfire exposure demands hyper-local clarity. Cotality risk scores evaluate terrain, vegetation, and structure-level vulnerability to give underwriters actionable insights, eliminating underwriting blind spots and protecting capital against severe wildfire losses.

85%

85% reduction in manual property inspections through instant, high-precision wildfire risk score evaluations at quote stage.

100-point scale

100-point granular scoring scale providing exact risk segmentation for accurate technical pricing and underwriting decisions.

1-to-1 resolution

1-to-1 structure-level precision resolving basis risk and enabling confident underwriting across high-risk urban-interface zones.

Wildfire intelligence

Manage wildfire risk with unmatched scoring precision

Eliminate blind spots with property-level wildfire risk scores. Our analytics empower underwriters to price accurately, optimize risk concentration, and streamline workflows, mitigating unexpected losses.
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Cotality WildfireTM score

Unified risk score combining hazard exposure and conflagration potential into one actionable metric for rapid underwriting.

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Wildfire risk score

Property-specific hazard score driven by fuel, slope, and weather patterns.

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Wildfire conflagration score

Beyond the urban edge: full-spectrum risk assessment tracking fire dynamics from open country to high-density neighborhoods.

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Wildfire mitigation score

Quantifies the risk-reduction impact of property hardening, defensible space, and structure-level resilience for California.

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Independent mitigation information

Instant prefilled property attributes including defensible space clearance, roof material, and vegetation overhang.

Differentiator

Flexible risk score deployment & delivery

Deploy risk scores seamlessly via API or batch processing. Choose the unified Cotality Wildfire Score for rapid quote generation, or leverage granular score components to conduct in-depth risk re-analysis and minimize basis risk across portfolio segments.

FAQ

How can insurers accurately assess and underwrite wildfire policies?

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How does Cotality speed up the underwriting process and lower costs?

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Cotality accelerates underwriting by utilizing automated risk scores to efficiently screen propertie

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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

Looking for support?

Visit our dedicated support page to find support for all our products.