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Cotality wildfire risk solutions

Master wildfire risk with property-level scores

Wildfire threats endanger property portfolios. Master risk assessment and protect underwriting profitability with granular hazard risk scores.

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Overview

Transform underwriting with high-fidelity risk scores

Wildfire exposure demands hyper-local clarity. Cotality risk scores evaluate terrain, vegetation, and structure-level vulnerability to give underwriters actionable insights, eliminating underwriting blind spots and protecting capital against severe wildfire losses.

85%

85% reduction in manual property inspections through instant, high-precision wildfire risk score evaluations at quote stage.

100-point scale

100-point granular scoring scale providing exact risk segmentation for accurate technical pricing and underwriting decisions.

1-to-1 resolution

1-to-1 structure-level precision resolving basis risk and enabling confident underwriting across high-risk urban-interface zones.

Wildfire intelligence

Manage wildfire risk with unmatched scoring precision

Eliminate blind spots with property-level wildfire risk scores. Our analytics empower underwriters to price accurately, optimize risk concentration, and streamline workflows, mitigating unexpected losses.
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Cotality WildfireTM score

Unified risk score combining hazard exposure and conflagration potential into one actionable metric for rapid underwriting.

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Wildfire risk score

Property-specific hazard score driven by fuel, slope, and weather patterns.

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Wildfire conflagration score

Beyond the urban edge: full-spectrum risk assessment tracking fire dynamics from open country to high-density neighborhoods.

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Wildfire mitigation score

Quantifies the risk-reduction impact of property hardening, defensible space, and structure-level resilience for California.

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Independent mitigation information

Instant prefilled property attributes including defensible space clearance, roof material, and vegetation overhang.

Differentiator

Flexible risk score deployment & delivery

Deploy risk scores seamlessly via API or batch processing. Choose the unified Cotality Wildfire Score for rapid quote generation, or leverage granular score components to conduct in-depth risk re-analysis and minimize basis risk across portfolio segments.

FAQ

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How can insurers accurately assess and underwrite wildfire policies?

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How does Cotality speed up the underwriting process and lower costs?

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Cotality accelerates underwriting by utilizing automated risk scores to efficiently screen propertie

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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

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Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

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Looking for support?

Visit our dedicated support page to find support for all our products.