Total Home Valueˣ (THVˣ)™

AI-driven property valuations from a single, consistent model

THV^x provides automated property valuations through an advanced AI and machine learning model built on cloud technology. It pulls from a property database of more than 5.5 billion records, updated daily, with up to 99.9% coverage of U.S. properties, and 50+ years of data, delivering up-to-date values wherever needed.

Total Home Value^X uses a single model methodology, and Cotality offers four different model tunings for data deliveries:

• THV^x for marketing: Highest hit-rate AVM for marketing uses, such as segmentation, and validating consumer-reported home value estimates at the time of application.

• THV^x for risk management: High level of accuracy and hit rate combination for quality control, workflow, new portfolio evaluation, and other risk management uses.

• THV^x for originations: Highest level of accuracy when performing property valuation during the loan underwriting process for purchases, refinances, and home equity/HELOCs.

• THV^x for consumers: Highest hit-rate AVM with rounded values for displaying AVM information on a website for consumers.

THV^x supports diverse use cases and markets, spanning mortgage, real estate, financial technology (FinTech), real estate tech (RETech), government, insurance, and even consumers.  

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