Imagining the New Frontier: TRID Reform and the Possible Future of Mortgage Origination

Join us for an insightful discussion including legal perspectives by Orrick partner Joe Kolar, TRID legal expert

The March 13, 2026 Executive Order on Promoting Access to Mortgage Credit has shifted the U.S. lending landscape. This webinar provides a prospective analysis of plans to streamline TRID compliance and reduce closing costs. We’ll explore the shift from rigid exams to "materiality-based" standards prioritizing consumer clarity over technical errors.

Key Topics:

The Shift to Materiality: Replacing TRID timing rules to reduce delays.

Correction-First Supervision: The new "cure-first" approach for good-faith errors.

Digital Modernization: Ending "wet-signatures" and standardizing e-notes/RON.

Small Bank Relief: New Regulation Z amendments for banks under $100B.

Legislative Context: Intersecting with bipartisan housing laws.