Streamline loan management with real-time, accurate data
Managing loan file information, transfer tax, recording data, service fees, lender fees, and lender business rules can be complex and time-consuming. With one click, and in under a minute, you can receive guaranteed rates and fees with smart logic built in—not estimates.Our verification team ensures accurate fees across 3,000+ counties, eliminating manual upkeep. We provide real-time fee data helping you stay compliant with TILA-RESPA Integrated Disclosures (TRID) regulations. Plus, our approach helps you streamline operations from fee quotes to title orders, enabling you to focus on strengthening customer relationships and driving growth, with confidence in precise fee management.
Enable TRID compliance for borrowers
Enabling TRID compliance is crucial for maintaining transparency with your customers. We provide real-time closing data and accurate fee integration, helping you deliver a seamless transaction.
Eliminate manual upkeep
Minimize the hassle of manual fee sheets and provider communication. SmartFees automates fee management, enabling accuracy and efficiency. Streamline your workflow, reduce errors with automation.
Take the LOS connectivity advantage
SmartFees integrates with major Loan Orginations Systems (LOS) systems for real-time data exchanges and workflows. We connect you with over 12,000 providers, allowing you to use your trusted providers.
Enable TRID compliance for borrowers
Enabling TRID compliance is crucial for maintaining transparency with your customers. We provide real-time closing data and accurate fee integration, helping you deliver a seamless transaction.
Eliminate manual upkeep
Minimize the hassle of manual fee sheets and provider communication. SmartFees automates fee management, enabling accuracy and efficiency. Streamline your workflow, reduce errors with automation.
Take the LOS connectivity advantage
SmartFees integrates with major Loan Orginations Systems (LOS) systems for real-time data exchanges and workflows. We connect you with over 12,000 providers, allowing you to use your trusted providers.
Get accurate closing rates and fees
Our SmartFees solution automates fee management, minimizing manual upkeep and tolerance violations. Integrated with Encompass Partner Connect, it boosts productivity and simplifies both prequalification and loan estimates.
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Verify quotes with SmartFees
Boost your productivity with reduced manual data entry as SmartFees can be configured for automated fees. It provides real-time, accurate rates and fees, and integrates with leading LOS and Point of Sales (POS) systems for a unified workflow.
Access provider allocation options
Streamline provider selection using preferred vendors and allocation rules based on transaction type and location. Ensure the most suitable provider is chosen for each transaction and boost your operational efficiency.
Enjoy effortless fee access
With SmartFees, access our advanced tool that simplifies lender fee management via a self-service portal. Manage origination fees, underwriting fees, processing fees and more within one cohesive workflow.
Get fee estimates, faster
Deliver fees upfront during prequalification to control costs and identify qualified candidates, including non-TRID leads. Used with POS solutions, it includes all fees for disclosures (excluding provider info). Quick fee estimates help make informed decisions.
FAQ
Why should I get SmartFees?
SmartFees helps you save time, reduce risk, and deliver a better user experience by automating the way closing costs are calculated and disclosed. Instead of manually collecting fees from multiple sources, SmartFees gives you access to accurate estimates for nearly all borrower-paid fees at once, including lender origination fees, title, settlement, appraisal, inspections, recording fees, transfer taxes, and property taxes, all delivered instantly to your LOS or POS platform. Our team works closely with each lender to configure SmartFees based on your specific loan products, geographies, and pricing rules. That means your fees are tailored to reflect your unique processes, investor requirements, and preferred providers, promoting consistency, accuracy and speed throughout your disclosure workflow.
How does SmartFees promote fee accuracy and protect against tolerance violations?
SmartFees guarantees the accuracy of closing costs based on fee schedules submitted by over 12,000 service providers or programmed directly by the lender. These fee schedules are then reviewed by our team of experts to ensure nothing is missing and that fees are programmed to account for all applicable file nuances. In addition, SmartFees offers industry-leading accuracy for recording fees and transfer taxes, powered by Cotality's proprietary database and a dedicated team that actively researches and maintains fee data scross more than 3,000 counties and jurisdictions. This comprehensive approach helps you reduce the risk of costly tolerance violations and providing reliable, compliant fee disclosures from the start.
What LOS/POS platforms is SmartFees integrated with?
SmartFees is integrated with major loan origination and point-of-sale platforms, including ICE Encompass®, Empower®, Blue Sage®, Blend®, and several others. These integrations allow SmartFees to pull in key loan file data automatically and return accurate, real-time fee estimates directly into your workflow. We also offer flexible implementation options, from standard plug-and-play integrations to custom API-based setups, so SmartFees fits smoothly into your existing tech stack.
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The CoreLogic Service provided for Business trials is only available for business customers who hold a valid ABN. Business trial requests are subject to CoreLogic's approval. The Trial Period and geographic access provided as the CoreLogic Services for your Business trial will vary at the discretion of your CoreLogic Salesperson, and your access will automatically be disconnected at the end of your Trial Period.2 Eligible CRMs or PropTech Solutions currently include:3 Capped at 10,000 properties/monthTerms and ConditionsLite Package available for 1,3 and 5 users. Base Premium and Pro packages available for 1, 3, 5, 10, 15 and 25 users.Note: Some features are currently available in RP Data Professional only, and will be transitioned to RP Data in due course. CoreLogic intends that users will continue to have access to these features (if included in the user’s chosen package) during and after this transition.Note: Agency Benchmark Reports (ABR). Available in subscriptions for Agencies only. Please note that the sales, listings and agent information used to calculate the analytics in the ABR report may not be recorded or available for all residential properties at the time of publication, and supply of ABR is subject to the CoreLogic Disclaimers. CoreLogic cannot guarantee that the Customer's specific agency information will appear in the ABR.
