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SmartFees™

Guaranteed fees for loan estimates

Overview

Eliminate closing fee errors with guaranteed data

Managing loan files in a volatile regulatory environment demands absolute precision. SmartFees replaces guess-work with an automated, single-click engine that delivers guaranteed rates and closing costs in under a minute. Backed by an in-house verification team covering over 3,000 counties, this solution integrates directly into every major loan origination software to eliminate manual data entry, prevent tolerance cures, and protect your profit margins.

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Absolute peace of mind during audits

Never worry about regulatory scrutiny. Deliver fully compliant fee disclosures every time and confidently shield your business from costly TRID cures.

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Complete freedom from manual up keep

Stop wasting time chasing local fee schedules. Our dedicated team manages and guarantees rates and fees across more than 3,000 counties for you.

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Unified and uninterrupted workflows

Eliminate system-hopping and manual data entry. Keep your originators working efficiently inside the platforms and tools they already use.

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Instant access to preferred networks

Work with your trusted partners effortlessly. A massive, pre-connected national network ensures your preferred local vendors are ready to go.

Features

Automated accuracy in every loan

SmartFees operates silently in the background, utilizing advanced calculations and direct network integrations to transform error-prone manual fee workflows into a reliable, automated pipeline.

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Guaranteed regional closing costs

Instantly retrieves accurate title, settlement, and recording fees mapped directly to over 3,000 US counties.

Smart logic fee calculation

Automatically applies complex regional rules to calculate transfer taxes and recording fees in real time.

Custom provider allocation

Define and store preferred provider rules to automate fee distribution based on seller or buyer responsibility.

Connected partner directory

Direct API integration links your platform to over 12,000 active title and settlement service providers instantly.

Digital visualization of network, telecom, internet, or more, in a residential neighborhood.

Guaranteed regional closing costs

Instantly retrieves accurate title, settlement, and recording fees mapped directly to over 3,000 US counties.

Smart logic fee calculation

Automatically applies complex regional rules to calculate transfer taxes and recording fees in real time.

Custom provider allocation

Define and store preferred provider rules to automate fee distribution based on seller or buyer responsibility.

Connected partner directory

Direct API integration links your platform to over 12,000 active title and settlement service providers instantly.

8.76x

For every single dollar invested in SmartFees, lenders realize an $8.76 return.

$70.09

Average operational savings recovered per loan by eliminating manual validation.

42.07%

Average reduction in costly TRID violations to protect lender profit margins.

Pricing
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FAQ

Why should I get SmartFees?

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How does SmartFees promote fee accuracy and protect against tolerance violations?

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What LOS/POS platforms is SmartFees integrated with?

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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

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Visit our dedicated support page to find support for all our products.

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