Alternative Lenders
Turn property data into lending confidence
Today's lenders need to move quickly while maintaining confidence in every decision. From evaluating collateral and borrower equity to monitoring market conditions, Cotality provides the trusted property intelligence needed to support efficient underwriting, manage risk, and power growth.

Solutions for faster, more confident lending
Explore solutions that help alternative lenders to decode rival loan portfolios, target high-intent borrowers using physical property signals, and predict asset value shifts.
Leading lender partnered with Cotality to support growth
Property intelligence for every lending decision
Understand current and projected home price movement to inform credit policies, projected exits, appreciation assumptions, and geographic risk.
Estimate property value, evaluate valuation confidence, and determine when additional review may be needed before approving or funding a loan.
Evaluate mortgage, lien, ownership, and equity information to support HELOC, HEI, and other property-secured lending decisions.
Track changing property values and localized market conditions to support portfolio reviews, credit policy adjustments, and risk management.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.
FAQ
How can Cotality help us evaluate collateral risk?
Cotality combines property, mortgage, lien, valuation, and market intelligence to provide a more complete view of collateral. Organizations can use these insights to evaluate risk, support underwriting decisions, and monitor portfolio exposure.
Can Cotality help us understand homeowner equity?
Yes. Cotality provides property, mortgage, lien, and valuation intelligence that helps organizations estimate available equity, evaluate debt obligations, and identify potential changes to lien position over time.
Does Cotality provide forward-looking market insights?
Yes. Cotality Home Price Index Forecasts™ provide forward-looking projections designed to help organizations evaluate potential home price movement, identify emerging market trends, and assess portfolio exposure across geographic markets.
How can Cotality support portfolio monitoring?
Cotality data and analytics help organizations monitor property values, market conditions, and risk indicators across portfolios. These insights can support ongoing risk management, concentration analysis, and portfolio reviews.
How can we evaluate the reliability of an automated valuation?
Cotality provides supporting model information, performance documentation, and confidence scores aligned with MISMO® Automated Valuation Model Common Confidence Score Standard to help organizations assess valuation results and determine when additional collateral review may be appropriate.








