Mastering the volatility of global tropical cyclones
From Atlantic hurricanes to Pacific typhoons, tropical cyclones represent the most significant threat to global solvency. Cotality provides the high-fidelity modeling required to quantify frequency and severity across every major basin, transforming climate uncertainty into technical precision.
Probabilistic modeling for global tropical cyclones
Tropical cyclones have driven the largest insured catastrophes of the last 25 years globally. The Cotality model empowers insurers to master the frequency, severity, and geographic concentration of hurricane and typhoon risk. Use high-fidelity data to protect capital and manage volatility across any global portfolio.
Advanced hurricane and typhoon capabilities
High-fidelity wind field modeling
Integrate axisymmetric gradient wind fields with specialized boundary layer models to produce continuous 10-meter sustained wind estimates. This technical precision ensures more accurate damage assessments across complex terrains
Granular risk for coastal concentration
Move beyond averages with high-confidence modeling for the entire coastline. Deliver precise results for isolated risks or complex assets nestled within dense urban concentrations to eliminate portfolio ambiguity
Seamless integration through Navigate™
Utilize standardized data inputs and secure cloud APIs to deliver scalable, real-time results. Our Navigate platform integrates high-fidelity catastrophe outputs into existing workflows with unrivaled speed and accuracy
Gulf of Mexico offshore energy risk
Utilize specialized hydrodynamic wave modeling and vulnerability assessments for offshore assets. This module accounts for complex coverages and unique financial contract terms specific to the energy sector to ensure precise loss estimates
North Atlantic Hurricane Model
Differentiate risk where it matters most.
Recertified in 2025 by the Florida Commission on Hurricane Loss Projection Methodology, our model combines high-resolution wind and storm surge data with advanced engineering research. By simulating the full spectrum of hurricane behavior—including low-probability, high-impact events—we enable precise risk differentiation at the property level.
From high-value residential assets to complex commercial structures, Cotality delivers the technical proof needed to align pricing and solvency with real-world hurricane and sub-peril risk across the U.S., Caribbean, and Bermuda.
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