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Hurricane risk suite

Eliminate hidden volatility in hurricane risk portfolios

Coastal underwriting is measured in feet, not miles. Relying on neighborhood averages leaves your portfolio exposed. Transform your strategy with high-fidelity risk data that identifies resilient properties and accurately prices risk for any coastal location.

Precision analytics

Master the physics of wind for accurate pricing

Deploy granular wind hazard scores that go beyond territory averages. Cotality analyzes tornadic, straight-line, and hurricane-force wind events using proprietary verification technology. This probabilistic approach ensures every policy is priced with scientific precision.

<10m

High-fidelity spatial resolution for coastal distance reporting eliminating the inaccuracies of traditional zip-code-level underwriting models.

1-100

Three distinct granular scores quantifying risk for hurricane, tornadic, and straight-line wind events at the individual property level.

100%

Alignment with Florida Building Code (FBC) wind speed maps and debris zone classifications for fully compliant coastal risk assessment.

Integrated risk suite

Precision meteorological & geographic analytics for resilient coastal underwriting

Cotality’s specialized product modules transform complex climate and spatial data into actionable, property-level underwriting intelligence. By isolating discrete atmospheric and geographic risk vectors, these tools empower carriers to price exposure with absolute certainty.

Wind-Borne Debris

Assesses FL property wind debris exposure

Wind Pool

Flags property wind pool eligibility zones

Wind Risk Score

Better underwriting for wind exposure

Wind Resiliency

Predict hurricane claims to lower losses

Coastal Distance

Score property risk near coastal waters

FAQ

How can insurers protect capital from massive hurricane losses?

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Can the model calculate precise risk in dense coastal areas?

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How does Cotality accurately predict hurricane wind damage?

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Does Cotality's hurricane data integrate into existing underwriting workflows?

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Does Cotality offer risk modeling for offshore energy platforms?

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How do insurers contact Cotality for sales or support?

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