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Fire Resiliency™

Fire protection and risk assessment

Overview

Mitigate high-severity fire loss

Non-weather fire incidents cause high-severity claims. Cotality's Fire Resiliency™ delivers precise address-level risk scores. Built on millions of fire reports, our tool helps underwriters identify structural risk with confidence.

Where to access :
analytics

Address-level precision

Access accurate risk assessments at the individual address level instead of relying on broad, regional fire district averages.

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Simplified risk analytics

Utilize a single, clean variable rather than complex datasets. Underwriters can determine structural safety in seconds.

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Improved underwriting eligibility models‍

Determine a property’s resiliency against non-weather fire claims to set accurate policy pricing with simple mechanisms.

Features

Make a difference with the right data

Fire Resiliency processes institutional quantities of fire protection and building characteristic data to give insurers a robust understanding of the probability of properties succumbing to total loss during a non-weather-related house fire.

3D wireframe neighborhood visualization representing AI-driven data analysis for property-level fire resiliency scoring.

AI-Driven assessments

Our AI-driven Fire Resiliency scoring model analyzes large datasets to assess property resilience at the address level so you don't have to.

Neighborhood fire zone map displaying station locations and response area grids for property underwriting analysis.

Updated fire protection data

Our comprehensive U.S. fire station database, which contains over 53,000 fire stations and 29,000 fire response areas, is updated quarterly to provide the most accurate view of fire station location, staffing, and response jurisdictions.

Aerial view of a home with a green highlighted roof, demonstrating property risk analysis and roofing data capture.

Accurate fire resiliency evaluations

Our model uses Property Enriched™, aligning multiple data sources to identify properties not in public records. This provides a “single source of truth” and identifies key building characteristics for accurate fire resiliency.

3D wireframe neighborhood visualization representing AI-driven data analysis for property-level fire resiliency scoring.

AI-Driven assessments

Our AI-driven Fire Resiliency scoring model analyzes large datasets to assess property resilience at the address level so you don't have to.

Updated fire protection data

Our comprehensive U.S. fire station database, which contains over 53,000 fire stations and 29,000 fire response areas, is updated quarterly to provide the most accurate view of fire station location, staffing, and response jurisdictions.

Accurate fire resiliency evaluations

Our model uses Property Enriched™, aligning multiple data sources to identify properties not in public records. This provides a “single source of truth” and identifies key building characteristics for accurate fire resiliency.

2.2M+

Fire incident reports analyzed to build our predictive scoring model.

53,000+

Active fire stations across the United States contribute data to our ecosystem.

Pricing
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FAQ

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In which states has Fire Resiliency been filed and approved?

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Does the Fire Resiliency scoring model evaluate both residential and commercial properties?

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Does Fire Resiliency account for wildfire risk?

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How does the Fire Resiliency score calculate structural fire risk for underwriting?

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How often are Cotality's Fire Resiliency scores updated?

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How do we integrate Fire Resiliency data and what are the technical requirements?

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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

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Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

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Looking for support?

Visit our dedicated support page to find support for all our products.

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