arrow_back
Back

Underwriting Prefill

Underwrite with speed and greater certainty

Overview

A clearer path to confident underwriting

Sound underwriting starts with accurate information at the point of submission. While standard risk assessments often rely on piecing together fragmented data from scattered sources, Cotality's Prefill brings the complete property picture into focus immediately.

By delivering highly verified residential and commercial data straight into your workflows, Prefill reduces the need for manual cross-checking and self-reported applicant answers. With a verified property profile instantly available, underwriters can move past guesswork, price risk with greater conviction, and build a stronger book of business.

Where to access :
visibility

Know more from the start

Uncover key characteristics of a property the moment a submission arrives, providing the clarity needed to act quickly.

speed

Accelerate quote turnaround

Skip tedious manual research and back-and-forth questionnaires. Deliver faster quotes with instant access to verified property data.

fact_check

Improve submission quality

Standardize your underwriting process using highly accurate data, helping align policies with your target risk criteria.

verified

Move forward with confidence

Evaluate risk accurately, backed by insights drawn from one of the largest and most trusted property databases in the industry.

Features

Property intelligence built to perform

Transform how risk is evaluated. Underwriting Prefill aggregates, verifies, and delivers actionable property intelligence, giving you a clear profile of the property before a policy is written.

A clear overhead view of a complex, high-value property, highlighting the level of detail needed for accurate risk assessment

Consolidated Property Intelligence

Bring data from public and proprietary sources into one clear view. Bypass unnecessary complexity and give underwriters exactly what they need to evaluate the property.

A clear overhead view of a complex, high-value property, highlighting the level of detail needed for accurate risk assessment

Multi-Source Verification

Cross-check facts automatically. Our built-in confidence scoring verifies data points across multiple records, increasing the accuracy of your risk decisions.

A clear overhead view of a complex, high-value property, highlighting the level of detail needed for accurate risk assessment

Independent Validation

Move past applicant-provided guesses. Validate application details against independent property records to create a reliable record for risk analysis.

A clear overhead view of a complex, high-value property, highlighting the level of detail needed for accurate risk assessment

Deep Property Insights

Look beyond basic public records. Use up-to-date imagery and property attributes to uncover hidden risks like roof age, condition, and building materials.

A clear overhead view of a complex, high-value property, highlighting the level of detail needed for accurate risk assessment

Consolidated Property Intelligence

Bring data from public and proprietary sources into one clear view. Bypass unnecessary complexity and give underwriters exactly what they need to evaluate the property.

Multi-Source Verification

Cross-check facts automatically. Our built-in confidence scoring verifies data points across multiple records, increasing the accuracy of your risk decisions.

Independent Validation

Move past applicant-provided guesses. Validate application details against independent property records to create a reliable record for risk analysis.

Deep Property Insights

Look beyond basic public records. Use up-to-date imagery and property attributes to uncover hidden risks like roof age, condition, and building materials.

40,000+

ZIP codes with RCV precision based on comprehensive North American construction cost research.

29.7M+

Commercial addresses processed via financial transaction data, aerial imagery, and diverse sources.

~90%

Prefill coverage, returning high-volume, high-confidence property data.

Pricing
No items found.

FAQ

How does Prefill improve underwriting speed and accuracy?

keyboard_arrow_down

Can Prefill integrate into existing systems for straight-through processing?

keyboard_arrow_down

How reliable is the data provided by the Prefill solution?

keyboard_arrow_down

Can we assess the exposure of an entire property portfolio at once?

keyboard_arrow_down

How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

Looking for support?

Visit our dedicated support page to find support for all our products.

Contact details