Water Resiliency™
Property-level non-weather water risk score
See non-weather water risk one property at a time
Leaks, burst pipes, and appliance failures drive a major share of property losses. Cotality Water Resiliency scores non-weather water risk for every U.S. residential and commercial property from 0 to 100, where lower scores indicate greater resilience. By separating frequency from severity and analyzing five key property risk categories, it provides actionable intelligence to help carriers price accurately, sharpen underwriting, and target loss prevention.
How Water Resiliency works
Variables across structure, property, climate, water quality and region come together in one score, then break out into frequency, severity and the drivers behind them.
A 0-100 score for every property
Each U.S. property receives a score from 0 to 100, where lower means more resilient, covering residential and commercial properties nationwide.
Frequency and severity scores
Separate 0-100 scores show how likely and how costly damage could be, so you can tell a property that leaks often from one that rarely leaks but costs more when it does.
Risk impacts that explain the score
Property, internal building, external building, water quality and regional characteristics are each rated Very Low to Very High, showing which drivers are pushing a score up.
County and state benchmarks
County and state average scores place each property in local context, so underwriters can quickly see whether it sits above or below its territory.
A 0-100 score for every property
Each U.S. property receives a score from 0 to 100, where lower means more resilient, covering residential and commercial properties nationwide.
Frequency and severity scores
Separate 0-100 scores show how likely and how costly damage could be, so you can tell a property that leaks often from one that rarely leaks but costs more when it does.
Risk impacts that explain the score
Property, internal building, external building, water quality and regional characteristics are each rated Very Low to Very High, showing which drivers are pushing a score up.
County and state benchmarks
County and state average scores place each property in local context, so underwriters can quickly see whether it sits above or below its territory.
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