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Earthquake Catastrophe Modeling

Master seismic uncertainty with high-fidelity modeling

Traditional earthquake models often overlook granular site conditions, leading to significant basis risk and capital inefficiency. Cotality’s probabilistic frameworks provide the clarity needed to transform volatile seismic data into actionable portfoio intelligence.

Precision analytics

Eliminate seismic surprises with paleo-seismic modeling

Earthquakes are rare but catastrophic. To ensure insurers are never caught off guard, Cotality utilizes a sophisticated blend of paleo-seismic and seismo-tectonic characterization. By integrating the latest regionally accepted geological data, we transform hidden tectonic threats into high-fidelity probabilistic models. This granular approach provides the clarity needed to maintain solvency even in the face of the most severe seismic events.

$800B

The projected economic toll of a major seismic event in urban California, representing a critical threat to capital solvency and stability

$100B

The projected cost of a Northridge (1994, CA) recurrence today, serving as a critical benchmark for stress-testing modern portfolio resilience and solvency

10% of GDP

Total economic damage from the 2011 New Zealand earthquakes, representing a massive systemic impact relative to the national economy

Scientific foundation

Engineering precision into every seismic risk view

Cotality transforms raw geophysical data into actionable underwriting intelligence. By combining regional tectonic standards with asset-specific vulnerability modeling, we deliver the high-fidelity clarity required to master rare, severe events and protect long-term capital solvency.
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Regionalized high-fidelity modeling

We leverage regional paleo-seismic and seismo-tectonic data alongside local soil amplification. Building vulnerability is engineered using specific regional codes and construction practices to ensure precise, asset-level risk resolution.

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Asset-specific seismic precision

We move beyond neighborhood averages by integrating granular soil and sedimentary basin data with robust engineering vulnerability models. This ensures you are insuring the specific risk of your building, not the statistical mean.

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Seamless platform interoperability

Empower your tech stack with standardized data inputs and secure cloud APIs. Our architecture enables the real-time integration of catastrophe modeling outputs into your existing workflows, delivering scalable results with unrivaled speed.

High-fidelity modeling

US Earthquake Model

Optimize your risk strategy.

The Cotality US earthquake catastrophe model integrates the latest research from USGS NSHM updates, delivering high-fidelity clarity for pricing and solvency assessments.

By bridging the gap between scientific research and insurance operations, we transform geological volatility into a stable foundation for strategic risk management.

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