Mastering the volatility of global flood risk
Outdated, low-resolution flood maps obscure true exposure and threaten portfolio solvency. Cotality delivers high-fidelity, probabilistic flood modeling that transforms uncertainty into a competitive advantage for insurers, reinsurers, and ILS investors.
Granular modeling for high-stakes decisioning
Move beyond traditional flood zones. Our platform utilizes advanced hydraulic modeling and high-resolution digital elevation models to provide a 360-degree view of risk. From pluvial flash flooding to complex storm surges, we capture the physical realities of risk with scientific precision and granularity.
Engineered for absolute risk clarity
Master Multi-Peril Complexity
Capture every flood vector—from coastal surge and wave action to riverine and pluvial hazards. Our high-fidelity engine delivers a granular, unified view to eliminate protection gaps across global portfolios.
Precision Beyond Averages
Eliminate the margin of error inherent in regional smoothing. By aligning real-time river flow dynamics with granular water elevations, we deliver high-fidelity risk differentiation at the individual asset level.
Unified Peril Integration
Synchronize surface flooding with hurricane stochastic models to capture the total wind-plus-flood loss footprint. Our adaptive financial engine isolates or combines perils to ensure precise policy-level solvency.
Architectural Agility
Streamline risk transfer with standardized APIs and secure cloud scalability. Our catastrophe modeling platform Navigate eliminates technical friction, integrating high-fidelity flood catastrophe outputs into existing workflows for real-time, mission-critical decisioning.
Master environmental volatility with the US Flood Model
In an era of rapid urbanization and shifting sea levels, yesterday’s risk data is a liability. The Cotality U.S. Flood Model empowers insurers to move beyond static snapshots, providing a methodology that evolves alongside the environment.
Secure the long-term continuity of your portfolio with high-fidelity insights designed to master the future of North American flood risk.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.