Residential Valuation™
Calculate precise reconstruction costs
Quick and accurate cost estimates
Make underwriting decisions with greater confidence. Cotality's Residential Valuation™ delivers property-specific reconstruction cost estimates backed by trusted construction cost data and automated property insights. The result is more accurate insurance-to-value calculations, reduced manual effort, and a faster path from quote to decision.
Accurate reconstruction costs powered by Cotality
Residential Valuation™ combines construction cost intelligence, automated property data, and flexible integration options to help you estimate reconstruction costs faster.
Prefill data
Using only a street address, Residential Prefill™ automatically populates property characteristics from multiple trusted data sources, including appraisal, MLS, and public record data to help reduce manual data entry and improve quoting efficiency.
Flexible workflow integration
Deploy Residential Valuation™ in the way that works best for your organization. Whether through a standalone application, API integration, or a hybrid approach, our solution fits seamlessly into existing workflows while supporting your policy requirements.
Localized reconstruction cost calculations
Leverage our comprehensive calculations that factor in materials, labor, and equipment cost based on local economic conditions. Backed by decades of tracked proprietary construction pricing data, you'll empower your underwriting team with precision.
Prefill data
Using only a street address, Residential Prefill™ automatically populates property characteristics from multiple trusted data sources, including appraisal, MLS, and public record data to help reduce manual data entry and improve quoting efficiency.
Flexible workflow integration
Deploy Residential Valuation™ in the way that works best for your organization. Whether through a standalone application, API integration, or a hybrid approach, our solution fits seamlessly into existing workflows while supporting your policy requirements.
Localized reconstruction cost calculations
Leverage our comprehensive calculations that factor in materials, labor, and equipment cost based on local economic conditions. Backed by decades of tracked proprietary construction pricing data, you'll empower your underwriting team with precision.
FAQ
How reliable is the automated prefill data for residential property quotes?
How does Cotality ensure accurate Insurance to Value (ITV) estimates?
Can we validate reconstruction costs to mitigate pricing disputes?
How does residential prefill improve the speed of property quoting?
Can residential prefill integrate into existing policy systems
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