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Flood Map Change Preparedness

Flood Map Change Preparedness

Stay ahead of FEMA flood map updates

Shifting Flood Insurance Rate Maps (FIRM) updates trigger sudden compliance gaps and operational spikes. Changing flood zones force teams into reactive cycles of rechecks and disputes. Without early visibility, these changes stall your closing timelines and complicate loan servicing across your entire portfolio.

Take control

Turn map change into a manageable, proactive workflow

The Flood Map Change Preparedness Bundle replaces reactive stress with a proactive workflow. By combining the Flood Map Intelligence™, an interactive mapping tool, with portfolio audits and expert support, we help you identify impacted loans before changes take effect. Gain the visibility needed to maintain compliance and manage rechecks with confidence.

100 communities  

Manage current FEMA update waves across 12 states, focusing your resources exactly where map changes are concentrated within your footprint.

45 days

Meet the critical window for borrower notification and coverage, ensuring mandatory flood insurance is secured before the force-placement deadline.

~25% increase

Prepare for high-impact shifts where SFHA properties can surge by thousands, driving a sudden need for audit accuracy and borrower communication.

Understanding the shift

Why FEMA maps change over time

Flood hazards evolve due to development, erosion, and new engineering projects. FEMA updates Flood Insurance Rate Maps (FIRMs) periodically to reflect these changes. These updates define the Special Flood Hazard Areas (SFHAs) that drive insurance requirements, mitigation response, and emergency preparedness.
construction

Development and erosion

As communities grow and landscapes change, previous flood data becomes outdated. New construction and natural erosion alter how water flows, requiring FEMA to update maps to ensure accurate risk assessment for every property.

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hub

Data-driven updates  

FEMA collaborates with state, community, and private industry partners to collect updated engineering data. This ensures that the mortgage ecosystem relies on the most current information for flood insurance decisions.

public

Ecosystem impact  

Map changes ripple across the industry, affecting floodplain management and mitigation. Staying informed helps lenders maintain compliance while supporting community-wide emergency preparedness efforts.

engineering

Mitigation & engineering projects

Flood risk can shift due to mitigation and engineering efforts, prompting FEMA to update Flood Insurance Rate Maps (FIRMs) with current conditions.

sync
Products

The Flood Map Change Preparedness Bundle: data, monitoring, and expert support

Flood Map Intelligence™

Interactive view of where FEMA revisions are happening and their scale.

Portfolio audit

1:1 loan match to confirm accuracy before the effective date.

Future flood tracking

Twice-monthly reporting of properties scheduled for SFHA changes.

Expert support

Dedicated help for escrow, servicing, and insurance workflow.

Compliance guidance

Consultative support for required notices and process readiness.

Recheck support and training

Help your teams manage borrower questions and rechecks efficiently.

How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

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Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

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Looking for support?

Visit our dedicated support page to find support for all our products.