HOA and Mechanics Liens
Understand property liabilities & lien history
Strengthen property decisions with lien insight
Cotality HOA and Mechanics Liens delivers up to 15 years of involuntary lien history to help organizations evaluate property liabilities, support more informed asset valuation and risk analysis, strengthen property data quality, and meet reporting needs. With insight into liens, releases, owners, plaintiffs, transaction details, and related property records, teams can identify potential customer opportunities, uncover undisclosed liabilities, and support fraud remediation across lending, real estate, insurance, and investment workflows.


Key product attributes
Homeowners' Association Liens are commonly filed against a property when HOA dues assessed against that property are not paid on time. Mechanics Liens are filed to secure payment for labor and materials furnished to improve property.
This dataset includes:
- Liens and releases
- Property owner and address
- Plaintiff name (HOA and contractor/servicer) and address
- Lien or release transaction information including recording date, filing data, document type, amount, and interest rate (if applicable)
- Subject transaction (identifies the original lien to which a release applies)
- AI-ready data (delivered with semantic companion files)
Pricing varies based on volume, geography, and delivery.
FAQ
What are HOA and Mechanics Liens?
Homeowners’ Association Liens are commonly filed when HOA dues assessed against a property are not paid on time. Mechanics Liens are filed to secure payment for labor and materials furnished to improve a property.
What information is included in the HOA and Mechanics Liens dataset?
The dataset includes liens and releases, property owner and address, plaintiff name and address, lien or release transaction details, and subject transaction information that identifies the original lien to which a release applies. Transaction details may include recording date, filing data, document type, amount, and interest rate, when applicable.
How can HOA and Mechanics Liens data support risk analysis?
Lenders, insurance companies, real estate investors, and other risk-related entities can use the data to evaluate financial risk tied to a property and better understand the full financial picture before making lending, insurance, or investment decisions.
Where can users access HOA and Mechanics Liens data?
HOA and Mechanics Liens data is available through API, AWS, Azure, Databricks, Flat file, Google Cloud, and Snowflake.
How is pricing determined for HOA and Mechanics Liens data?
Pricing varies based on volume, geography, and delivery.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.