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Fast Legal & Vesting

Accurate legal descriptions and vesting data

Overview

Cotality™ Fast Legal & Vesting provides court-sufficient, recordable legal descriptions and ownership verification across all 50 states. Unlike automated OCR competitors, our platform utilizes human-in-the-loop quality assurance and customizable workflows to systematically eliminate recording rejections and downstream title errors. Delivering complete property intelligence in as fast as 4 hours, this service empowers lenders, contractors, and legal firms to drastically cut closing costs, validate collateral, and protect their lien priority with total peace of mind.

Where to access :
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Peace of mind with every filing

Helps to eliminate filing errors and protect your secondary market standing. Gain total peace of mind with precise property descriptions verified to withstand strict legal scrutiny.

speed

Drastically shorter origination cycles

Keep your borrowers deeply engaged and move loans to closing days faster. Accelerate your underwriting timelines with rapid, on-demand reporting turnarounds.

fact_check

Zero-stress recording compliance

Protect your workflows from downstream title defects and costly county rejections. Spot critical ownership discrepancies before they escalate into expensive legal liabilities.

cycle

Maximum operational agility

Maintain a seamless, frictionless workflow that effortlessly matches your compliance standards. Drive business growth by adapting data formats to your unique underwriting processes.

Features

Access detailed property ownership data

Easily secure ownership details, legal description and recorded documents you need to validate collateral and ownership, support lien recording, and reduce operational risk.

couple paperwork computer

Recordable legal descriptions

Access complete legal descriptions, sourced from the industry's leading data providers, for accurate lien recording and property identification.

Ownership vesting details

Identify how property ownership is held, including trusts, sole ownership, joint tenancy, tenants in common, and entity ownership structures.

Document-level verification

Access supporting recorded document information, including recording dates, document types, instrument numbers, and ownership history.

Human-reviewed reporting and QC

Proprietary data is combined with human-based quality control and report review to reduce defects and improve confidence in critical property data.

couple paperwork computer

Recordable legal descriptions

Access complete legal descriptions, sourced from the industry's leading data providers, for accurate lien recording and property identification.

Ownership vesting details

Identify how property ownership is held, including trusts, sole ownership, joint tenancy, tenants in common, and entity ownership structures.

Document-level verification

Access supporting recorded document information, including recording dates, document types, instrument numbers, and ownership history.

Human-reviewed reporting and QC

Proprietary data is combined with human-based quality control and report review to reduce defects and improve confidence in critical property data.

4 to 24 hours:

Fast turnaround times achieved in the vast majority of cases, delivering recordable property data in as little as 4 hours.

94.4%

Database coverage is the portion of requested documents existing directly within our internal image database as low-cost Tier 1 records.

$16.77

Per report is the baseline cost for Tier 1 direct database matches, shielding secondary lenders from traditional title insurance fees.

Pricing
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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

Looking for support?

Visit our dedicated support page to find support for all our products.

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