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Finance & Lending

Optimize financial decisions and lending workflows with comprehensive property data and software. We help lenders and financial institutions automate originations, manage risk, and drive growth.

Overview

End-to-end mortgage solutions

Cotality's best-in-class products and solutions are designed to help our clients take time, touch, and costs out existing workflows — all while improving the borrower experience.

Our origination solutions streamline borrower verification, property valuation, and underwriting processes, ensuring faster, more profitable loan decisions. Our end-to-end servicing solutions deliver predictive knowledge, enabling proactive decision-making and improved risk management.

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Proactive risk management
With climate-driven insurance spikes causing escrow shocks, lenders are more reliant on predictive property risk models.
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The rise of platform banking
AI-powered underwriting from alternative lenders is forcing traditional lenders to adopt new technology to stay competitive.
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Competition with private credit
AI-powered underwriting from alternative lenders is forcing traditional lenders to adopt new technology to stay competitive.
Who we serve

Serving the entire financial sector

From local credit unions to national mortgage lenders, we provide the end-to-end financial technology and data insights needed to drive growth.

A woman banker looking at paperwork and a laptop.

Alternative Lenders

Mitigate risk and power growth. Cotality provides trusted property intelligence to support efficient underwriting and monitor market conditions for lenders.

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Banks

To compete in today’s mortgage market, you need the right strategies to leverage your bank’s strengths and the best tech-driven tools to execute them.

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Credit Unions

Deliver a superior member experience with the mortgage products trusted by 9 of the nation’s top 10 credit unions. Consolidate vendors to save staff time and costs - from customer acquisition through origination to servicing.

Independent Mortgage Bankers

Whether you’re evaluating markets, modernizing workflows or empowering LOs and brokers, you need data and tools to scale and protect your business.

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Mortgage Brokers

Cotality helps brokers find and act on real opportunities to win more deals.

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Mortgage Servicers/Subservicers

Transform servicing with smarter data, automation and insight

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Solutions

Solutions for the finance ecosystem

Explore solutions designed to solve the biggest challenges in the financial sector, from risk to regulatory compliance.

98%
of the nation's top 100 mortgage originators are clients
29/30
29 of the nation's top 30 mortgage servicers are clients
80%
we manage property tax payments for 80% of U.S. homes with 1st liens
Thought leadership

Trends shaping tomorrow’s decisions

Stay ahead of market shifts with expert analysis, people-centric reports, and data-driven perspectives.

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Products

Orchestrated mortgage solutions

From credit reporting to borrower verifications, flood certs to fraud risk, valuations to property taxes, Cotality’s integrated mortgage solutions help our clients mitigate risk, make better decisions, and improve the borrower experience. By uniting data, analytics, and automation, Cotality empowers our clients to succeed.

FAQ

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How does Cotality support mortgage professionals across the loan lifecycle?

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How does Cotality help financial institutions compete with private credit?

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Can Cotality's solutions integrate with our existing banking systems?

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How do your solutions improve risk management for the secondary market?

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Related Resources

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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

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Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

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Looking for support?

Visit our dedicated support page to find support for all our products.

Contact details