Finance & Lending
Optimize financial decisions and lending workflows with comprehensive property data and software. We help lenders and financial institutions automate originations, manage risk, and drive growth.
End-to-end finance solutions
In finance, data is the asset – but fragmented data hinders innovation across lending and capital markets. Cotality provides a unified data foundation that connects the entire finance world, from mortgage originators to secondary market investors.
Our real-time data breaks down legacy silos to accelerate underwriting, streamline servicing, and automate compliance. Navigate market volatility and regulatory shifts with confidence – and ensure consumer trust at every step.


98%
of the nation's top 100 mortgage originators are clients
29/30
of the nation's top mortgage servicers use our tools
80%
of U.S. homes with 1st liens have property tax payments managed by us
Solutions for the finance ecosystem
Explore solutions designed to solve the biggest challenges in the financial sector, from risk to regulatory compliance.
Serving the entire financial sector
From local credit unions to national mortgage lenders, we provide the end-to-end financial technology and data insights needed to drive growth.

Banks
Credit Unions
Deliver a superior member experience with the mortgage products trusted by 9 of the nation’s top 10 credit unions. Consolidate vendors to save staff time and costs - from customer acquisition through origination to servicing.
Independent Mortgage Bankers
Orchestrated mortgage solutions
From credit reporting to borrower verifications, flood certs to fraud risk, valuations to property taxes, Cotality’s integrated mortgage solutions help our clients mitigate risk, make better decisions, and improve the borrower experience. By uniting data, analytics, and automation, Cotality empowers our clients to succeed.
FAQ
How does Cotality support mortgage professionals across the loan lifecycle?
Cotality’s mortgage solutions help clients mitigate risk, make better decisions, and improve the borrower experience. Our origination solutions streamline borrower verification, property valuation, and underwriting processes. Our servicing solutions deliver predictive knowledge, enabling proactive decision-making and improved risk management.
How does Cotality help financial institutions compete with private credit?
Our AI-driven analytics and origination tools help banks and credit unions break down legacy data silos. By automating workflows like underwriting and tax setup, we enable traditional lenders to match the speed and agility of alternative lenders while maintaining rigorous compliance.
Can Cotality's solutions integrate with our existing banking systems?
Yes. We understand that data fragmentation is a massive hurdle in finance. Our solutions are built with an API-first architecture designed to connect seamlessly with existing ERPs and legacy systems, creating a unified data fabric without requiring a complete infrastructure overhaul.
How do your solutions improve risk management for the secondary market?
We give investors and government-sponsored enterprises unparalleled data quality and market intelligence. This allows secondary market participants to accurately assess the underlying risk of bundled loans, price mortgage-backed securities, and manage liquidity in volatile global markets.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.











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