Erasing the Line: Flood Insurance Compliance in the Future
For over 50 years, the federal mandatory purchase of flood insurance has been a cornerstone of risk management for financial institutions. Over these decades, millions of property owners have recovered faster after disasters simply because their lender required flood coverage.
Now, the framework is undergoing a massive shift. Accelerated technology, escalating climate risks, and changing federal priorities are rewriting the rules of flood risk management.
Cotality is bringing together top legal, banking, engineering, and scientific experts for a candid roundtable on this industry-wide transformation. Join us to move beyond industry conjecture and gain actionable clarity on how these changes impact your institution.
What You’ll Learn:
- FEMA’s Strategic Roadmap: Key insights into FEMA’s Future of Flood Risk initiative and the evolving Special Flood Hazard Area (SFHA).
- Compliance Without Map Lines: How lenders will evaluate and enforce flood insurance requirements when static boundaries disappear.
- Risk Exposure for Lenders & Servicers: Emerging legal, regulatory, and portfolio risks facing originators and servicing teams.
- Regulatory Adaptations: How statutory frameworks will need to shift and what regulatory oversight will look like.
- Immediate & Long-Term Action: Realistic timelines, immediate requirements for your current loans, and concrete steps to prepare your infrastructure now.
Who Should Attend:
Mortgage originators, loan servicers, compliance officers, risk managers, and in-house legal counsel seeking clear, expert-backed strategy.
