Underwriting Commercial Valuation
Precision-powered commercial reconstruction cost
Simplify commercial property cost estimates
Calculating commerical property reconstruction costs is a complex science. Simplify it with an actionable, streamlined source of the most comprehensive, reliable property data. Insurers across the country rely on Cotality’s intuitive commercial risk assessment and valuation platform, which automatically populates estimates with relevant information sourced from a robust, yet still growing database of nearly 50 million North American businesses. Offering a full spectrum of insights, including firmographic data and aerial imagery, this solution enables underwriters to scale commercial property risk assessment with the utmost confidence.
Calculate ITV with accuracy
Up the ante on your ITV accuracy with decades of proprietary construction pricing data at your fingertips, including materials, labor, and equipment costs based on local economic conditions.
Simplify underwriting and risk assessment
Prefilled property data based on street addresses reduces tedious data entry and minimises errors. Accurate reports streamline processes and instill confidence in every calculation.
Contents and occupancy insights
Calculate the value of business personal property and provide firmographic details about businesses — all based on a street address.
Calculate ITV with accuracy
Up the ante on your ITV accuracy with decades of proprietary construction pricing data at your fingertips, including materials, labor, and equipment costs based on local economic conditions.
Simplify underwriting and risk assessment
Prefilled property data based on street addresses reduces tedious data entry and minimises errors. Accurate reports streamline processes and instill confidence in every calculation.
Contents and occupancy insights
Calculate the value of business personal property and provide firmographic details about businesses — all based on a street address.
Fast and precise ITV estimations
Commercial Valuations empowers agents and underwriters to streamline commercial property quoting with speed, accuracy, and efficiency.
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Commercial property prefill
Commercial Prefill provides insurance-ready, commercial exposure data directly in documents, enabling insurers to support straight-through processing for rate/quote/bind, as well as for efficient underwriting. Now available via API.
Seamless implementation
Whether it’s setting up a standalone platform, API integration, or a hybrid approach, we work closely with your team to seamlessly integrate the solution into your existing quoting processes.
Deep portfolio insights
Upload your entire portfolio in a single batch, and let the system analyse the true exposure valuation of the commercial properties under your coverage
Efficient quoting process
Make the multi-building quoting process simple and efficient through a platform that can estimate reconstruction costs for multiple buildings on a single parcel.
16M
firmographic U.S. business insights available alongside property data. Get a clearer view ofthe risk inside with access to millions of business records, including name,type, and operation details.
100 Years
of pricing expertise powering our valuation methodology. Trust your ITV calculations with a proven, actuarial-grade foundation behind every reconstruction estimate.
21M+
building records across all type of commercial properties. Tap into a diverse dataset built to support complex commercial portfolios—across occupancy classes, industries, and geographies.
