Loan-Level Home Equity (LLHE)
Home equity loan and HELOC intelligence
Analyze home equity market activity
Loan-Level Home Equity (LLHE) provides a comprehensive view of home equity lending activity across closed-end second mortgages and home equity lines of credit (HELOCs). Built from contributed servicing data, this dataset helps lenders, servicers, investors, government agencies, and advisory firms analyze origination trends, monitor performance, evaluate utilization, and understand portfolio risk.
With historical coverage dating back to 2002, LLHE delivers the transparency needed to benchmark performance, model risk, and monitor changes across the home equity market.


Key product attributes
- Coverage of closed-end second mortgages and home equity lines of credit (HELOCs)
- Monthly updates for originations, performance, utilization, and charge-offs
- Historical data dating back to 2002
- More than 42 million historical home equity records available
- Contributed data from leading bank and non-bank servicers
- Optional senior lien matching available for additional mortgage transparency
- AI-ready data (delivered with semantic companion files)
Pricing varies based on volume and geography.
FAQ
How frequently is the dataset updated?
LLHE is updated monthly, providing ongoing visibility into home equity originations, utilization, performance, and charge-off activity.
What types of home equity products are included?
The dataset covers both closed-end second mortgages and home equity lines of credit (HELOCs), enabling analysis across the broader home equity market.
How much historical data is available?
LLHE includes historical records dating back to 2002, supporting long-term trend analysis, market research, benchmarking, and model development
Can I analyze second-lien risk alongside first-lien exposure?
Yes. An optional Senior Lien Module provides additional visibility into first-lien mortgage data, helping users better understand lien position, collateral exposure, and portfolio risk.
What can LLHE be used for?
Common use cases include monitoring home equity market activity, evaluating portfolio performance, performing collateral analysis, benchmarking against the broader market, identifying growth opportunities, and supporting risk and predictive modeling initiative.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
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Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
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