Commercial Tax Monitoring & Verification
Mitigate risk with proactive tax monitoring & verification
Maximize visibility and minimize tax risk
Transform how you manage commercial tax obligations. Cotality™ provides real-time insights into tax deadlines and potential delinquencies across 22,000 agencies. Covering 99.9% of U.S. properties, our tools empower you to monitor payment status and verify tax compliance accurately. By replacing manual research with automated alerts and comprehensive reporting, we help you protect assets from penalties while ensuring timely compliance. Trust the leading data ecosystem used by 7 of the top 10 mortgage servicers to help ensure your investments are protected.


Actionable intelligence for compliance
Our features provide the transparency needed to make smarter, future-focused decisions. From delinquent searches to payment verification, we automate the tax lifecycle, enabling you to meet your business goals with precision.

Multi-collateral Parcel discovery
Automatically discover and review parcel numbers, addresses, and legal descriptions during the onboarding process to help ensure every asset in a complex portfolio is tracked.
Delinquent and sold tax reporting
Automate the discovery of past-due taxes and tax sales. Our platform provides near real-time alerts for delinquent statuses, greatly reducing your exposure to collateral risk and interest penalties.
Tax payment verification (TPV)
Receive comprehensive verification reports that confirm payments have been accurately applied by agencies, providing peace of mind for both escrow and non-escrow loans.
Comprehensive agency contact database
Access direct contact information for over 22,000 agencies, including specific details on tax rules and appeal deadlines to streamline communication.

Multi-collateral Parcel discovery
Automatically discover and review parcel numbers, addresses, and legal descriptions during the onboarding process to help ensure every asset in a complex portfolio is tracked.
Delinquent and sold tax reporting
Automate the discovery of past-due taxes and tax sales. Our platform provides near real-time alerts for delinquent statuses, greatly reducing your exposure to collateral risk and interest penalties.
Tax payment verification (TPV)
Receive comprehensive verification reports that confirm payments have been accurately applied by agencies, providing peace of mind for both escrow and non-escrow loans.
Comprehensive agency contact database
Access direct contact information for over 22,000 agencies, including specific details on tax rules and appeal deadlines to streamline communication.
FAQ
Why do lenders need tax monitoring solutions?
Lenders with non-escrow loans need to track collateral for taxes to avoid undetected delinquencies. Our solutions provide paid validation for escrow loans and continuous monitoring for non-escrow assets.
What sets Cotality apart from competitors?
We are the leading provider, covering 99.9% of U.S. properties and maintaining active relationships with over 22,000 taxing authorities.
How does the platform handle manual tasks?
The Commercial Tax Portal automates manual work like monitoring payment status for delinquency or sold assets and reporting upcoming tax amounts.
Can non-lenders benefit from these services?
Yes. Property owners use our monitoring for land improvement notifications and to manage properties for which they may not own the land.
How do I prioritize urgent tax decisions?
The dashboard features tiles that highlight approaching deadlines, directing you immediately to the most time-sensitive records requiring action.
What happens if a delinquency is found?
Our system provides nearly real-time delinquency reporting and can even send up to two letters per cycle to borrowers, to notify them of the status.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.