Product Article

Underwriting Prefill for residential properties

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October 1, 2025

In today's complex insurance landscape, underwriters face the challenge of accurately calculating insurable value (ITV). This traditionally involves extensive, time-consuming manual data gathering from fragmented sources, where even the most diligent efforts can result in incomplete or inconsistent information.

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Underwriting Prefill is a next generation underwriting solution now enhanced by our new Imagery AI Extraction for Residential Properties. This intelligent framework uses a dynamic, multi-sourced approach, combining aerial imagery and proprietary enrichment models to instantly and automatically populate your ITV estimates with unmatched accuracy.

This isn't a static product. Imagery AI Extraction is a constantly evolving framework, ensuring you have the most accurate and up-to-date data for confident underwriting decisions.

Built for tomorrow, available today:

Accessible via Residential Valuation or Standalone API

You can access Prefill directly through Residential Valuation to keep your current workflow seamless, or integrate it via a standalone API for added flexibility.

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Maximized RCV Accuracy

Enhance your valuations with a new level of precision. Our platform combines our dynamic data ecosystem with the intelligence of Imagery AI Extraction, allowing us to automatically pre-fill your estimates with the most complete and accurate property information. This unified, high-confidence data helps you avoid costly mistakes and ensures you can confidently stand by every valuation.

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Peak operational performance

Our prefill solution seamlessly integrates into your existing workflows, either directly through our platform or via API, giving you instant access to crucial reconstruction cost data. What makes it even more powerful is our Imagery AI Extraction which automatically populates and enriches your property records with new data points throughout the policy term, ensuring you always have the most accurate and high-confidence data.

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The underwriting solution that grows with you

Join us as we continuously enhance our prefill solution, incorporating new data sources, high-resolution imagery, and advanced AI models to provide you with the most accurate and up-to-date data.

No more piecing together data from multiple sources.

Calculate ITV with Confidence

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