Voluntary Lien Status
Track lien presence for 154M parcels
A complete view of active mortgage liens, positions, and loan/lender details
Voluntary Lien Status delivers nationwide property data for nearly 154 million parcels and identifies up to four open voluntary (mortgage) liens per property.
The dataset is delivered by geography or property type (residential, commercial). Each delivery includes all properties in the defined universe, including those with no open liens. Optional property valuation is available via Cotality’s THVx AVM.
Voluntary Lien Status supports key workflows across the property lifecycle, helping teams validate asset value and financial obligations, assess lending/investment risk, and strengthen compliance reporting. It also enables customer targeting and improves internal data quality.


Key product attributes
- Owner details, location, and tax exemption status
- Voluntary active mortgage lien details and position
- Mortgage purpose
- Recording date
- Lender information
- ARM details (if applicable)
- AI-ready data (delivered with semantic companion files)
Pricing varies based on geography and delivery frequency.
FAQ
What are the primary use cases for Voluntary Lien Status?
This dataset can be used for asset valuation, risk analysis, customer acquisition, data quality and cleansing, fundamental property analysis, and regulatory reporting.
What is included in this dataset?
Voluntary Lien sample fields include owner information, parsed address fields, township, zoning, open mortgage lien information, and lender position information.
What delivery methods are available for this dataset?
This data is available via an API, SFTP flat file, or delivery to major cloud platforms like AWS, Azure, Databricks, Google Cloud, and Snowflake.
How can we help you?
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