Power automated underwriting and lending
Fintechs require agility, speed, and massive scale, but fragmented, legacy data can bottleneck your decision engines and limit financial inclusion. Cotality provides the unified data foundation and alternative data frameworks needed to power your automated underwriting and lending platforms. We deliver automated valuation models (AVMs), comprehensive property characteristics, and climate risk analytics, all of which can be integrated seamlessly into your existing workflows without the need for manual data loads.

Secure solutions for fintech innovators
Leverage real-time analytics with actionable insights to understand your main competitors, target the right customers, and minimize risk across your portfolio.
How Figure Technologies is a top lender
Enabling smarter, safer, and faster fintech decisions
Fuel your fintech platforms with the industry's most robust property database. We deliver low-latency, highly composable data to help developers build frictionless digital experiences.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.
FAQ
How do your APIs integrate with our existing fintech platforms?
Cotality offers a frictionless developer experience through composable RESTful APIs and cloud-native data marketplaces. This allows your engineering teams to seamlessly integrate our comprehensive property and valuation data directly into your automated decision engines without manual uploads or legacy technical debt.
How can alternative property data help us underwrite more loans?
Relying solely on traditional credit scores excludes thin-file borrowers. We provide rich alternative datasets, including granular property characteristics, historical transaction data, and localized stability signals, which enable you to build smarter algorithms that safely expand credit access and boost approval rates.
Do you support automated collateral valuations for digital lenders?
Yes. Digital mortgage lenders and financial platforms rely on our highly accurate automated valuation models. These tools deliver instant, AI-driven home and building valuations, allowing you to instantly assess loan-to-value (LTV) ratios and approve applications quickly while minimizing risk.










