Mastering severe convective storm portfolio volatility
With SCS losses rivaling hurricanes, relying on regional averages exposes portfolios to severe hail and wind volatility. Transform your risk assessment with Cotality’s high-fidelity, probabilistic models that deliver granular, property-level analytics

Master the high-frequency volatility of SCS perils
Property underwriters face a landscape where Severe Convective Storms are no longer "secondary" risks. Cotality provides the high-fidelity tools needed to quantify property-specific vulnerability to hail, wind, and lightning, ensuring pricing accuracy matches the actual physics of the event.

Enterprise underwriting analytics portfolio
Seamlessly integrate Cotality's individual peril modules into your existing core underwriting platforms via robust, scalable APIs or intuitive web interfaces.
Hail Insight
Hail Risk Score
Lighting Risk Score
Wind Risk Score

Scaling precision across the SCS landscape

Managing Severe Convective Storm risk requires a shift from historical claims analysis to forward-looking probabilistic modeling. Cotality’s SCS suite bridges the gap between regional meteorological trends and individual property resilience. By leveraging high-fidelity data that quantifies the interaction of wind speed, hail size, and lightning density, carriers can eliminate the "blind spots" found in traditional territory-based models. This level of granularity is essential for modern risk re-analysis, providing the transparency required by ILS investors and the precision needed by actuaries to maintain profitability in high-risk corridors.
FAQ
How much does Cotality software cost?
Cotality is a cloud-native platform accessible via the Navigate analytical portal. It supports flexible data imports (no standard template required) and integrates with existing workflows via RESTful APIs and cloud marketplaces, enabling deployment in hours rather than weeks.
What are the technical requirements for integration?
Cotality is a cloud-native platform accessible via the Navigate analytical portal. It supports flexible data imports (no standard template required) and integrates with existing workflows via RESTful APIs and cloud marketplaces, enabling deployment in hours rather than weeks.
Where does Cotality's hail and wind data come from?
Our proprietary Weather Verification Services (WVS) algorithm blends forensic hail/wind data with property-level intelligence. Unlike public NWS data, we utilize a multi-sensor approach including proprietary radar networks to provide address-specific, ground-truth accuracy for insurance claims.
Does Cotality offer global SCS modeling?
Yes. While the U.S. SCS Model is the flagship, Cotality provides 185+ advanced models globally via the Navigate portal. This includes global coverage for Wildfire, Flood, Earthquake, and Hurricane/Typhoon across major international insurance markets.
What expertise is required to use the model?
Cotality is designed for interoperability across the insurance chain. While built for Catastrophe Risk Modelers, the "Cognitive Imagery" and "Agentic AI" features provide turnkey, automated insights for Underwriters and Claims Adjusters without requiring deep data science expertise.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.