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Severe convective storm risk suite

Mastering severe convective storm portfolio volatility

With SCS losses rivaling hurricanes, relying on regional averages exposes portfolios to severe hail and wind volatility. Transform your risk assessment with Cotality’s high-fidelity, probabilistic models that deliver granular, property-level analytics

Precision analytics

Master the high-frequency volatility of SCS perils

Property underwriters face a landscape where Severe Convective Storms are no longer "secondary" risks. Cotality provides the high-fidelity tools needed to quantify property-specific vulnerability to hail, wind, and lightning, ensuring pricing accuracy matches the actual physics of the event.

13 Million

Additional homes added to the US housing market in the last decade, significantly increasing total insured value in SCS-prone regions.

10%

Expansion of residential density in high-risk states like Texas and Colorado, amplifying exposure to catastrophic hail and tornado events.

+50%

Increase in median home values since 2019, making precise SCS hazard scoring critical to preventing catastrophic loss ratio leakage.

Product ecosystem

Enterprise underwriting analytics portfolio

Seamlessly integrate Cotality's individual peril modules into your existing core underwriting platforms via robust, scalable APIs or intuitive web interfaces.

Hail Insight

Measure historical exposure to severe hail events

Hail Risk Score

Forecast hail claims for smarter pricing

Lighting Risk Score

Lower risk exposure to lightning strikes

Wind Risk Score

Smarter data to manage wind exposure
Portfolio synergy

Scaling precision across the SCS landscape

Managing Severe Convective Storm risk requires a shift from historical claims analysis to forward-looking probabilistic modeling. Cotality’s SCS suite bridges the gap between regional meteorological trends and individual property resilience. By leveraging high-fidelity data that quantifies the interaction of wind speed, hail size, and lightning density, carriers can eliminate the "blind spots" found in traditional territory-based models. This level of granularity is essential for modern risk re-analysis, providing the transparency required by ILS investors and the precision needed by actuaries to maintain profitability in high-risk corridors.

FAQ

How much does Cotality software cost?

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What are the technical requirements for integration?

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Where does Cotality's hail and wind data come from?

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Does Cotality offer global SCS modeling?

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What expertise is required to use the model?

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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

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Visit our dedicated support page to find support for all our products.