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Cotality Flood™ risk suite

Transform flood underwriting with high-fidelity data

Flood underwriting requires more than FEMA flood maps alone. Property-level flood risk scores help uncover hidden exposure, support more accurate pricing, and identify resilient properties

Risk intelligence

Unified, multi-peril flood intelligence

Cotality Flood solves price adequacy challenges by translating complex hazard models into a single, transparent, AAL-based risk score. Delivering structure-level assessments across riverine, pluvial, and coastal surge perils, it enables insurers to quantify expected financial loss per building for rapid, precise underwriting.

<1m

Vertical accuracy in first-floor height estimation using high-resolution imagery and advanced machine learning models.

1-100

Granular risk scores for flash and riverine flooding, allowing for precise risk selection outside of standard FEMA designations.

500-Year

Property-level mapping of 100 and 500 year floodplains with precise distance-to-boundary metrics for more confident underwriting decisions.

Cotality product suite

Scalable data infrastructure powered by Cotality

Explore the property intelligence and risk products that power Cotality's Flood Risk Suite. Access property-level flood risk scores directly through RiskMeter, or seamlessly integrate them into your existing underwriting workflows via API.

Coastal Distance

Identify vulnerability to coastal hazards

First Floor Height

Mitigate risk with structural elevation

Flash Flood Risk Score

Uncover hidden flash flood exposures

Flood Risk Score

Drive smarter decisions with precise risk

Coastal Storm Risk Score

Protect portfolios from storm surge loss

Sewer Backup Risk Score

Uncover potential sewer backup risk
Portfolio management

Eliminate basis risk with high-fidelity flood analytics

By combining high-fidelity Flood Risk Scores with advanced property-level intelligence, carriers can evaluate flood risk at the individual property level, reducing reliance on broad territorial assumptions and supporting  precise underwriting decisions.

How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.

Looking for support?

Visit our dedicated support page to find support for all our products.