Transform underwriting with precise non-weather analytics
Move beyond static tables. Empower your team with probabilistic modeling and high-fidelity data to quantify fire, liability, and crime risks at the individual location level, ensuring portfolio stability in volatile markets.

Master peril-specific underwriting precision
Deploy high-fidelity models that go beyond zip-code averages. Cotality analyzes localized non-catastrophe hazards, including fire protection ratings and regional crime indices, to provide a granular risk score that eliminates basis risk and stabilizes loss ratios.

Advanced non-weather risk analytics suite
Replace broad neighborhood averages with address-level risk precision. Cotality’s non-weather risk analytics suite unifies hyper-local fire resiliency, internal water hazards, and 10-meter crime modeling into a single platform, empowering insurers to optimize segmentation and protect underwriting margins.
Fire Resiliency
Fire Protection Class
Distance to Fire Station
Crime Risk Score

Unified Intelligence for Comprehensive Risk Management

The Non-Weather Risk Protection Suite is a core component of the Cotality ecosystem. By unifying non-catastrophe analytics with our broader property intelligence platform, we provide a single source of truth for the entire policy lifecycle. From initial quote to long-term portfolio management, our integrated data ensures that every decision is backed by a consistent, precision-oriented narrative that reduces volatility and scales with your business.
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