Property insurance

Wildfire risk is rising - and so is the need for clarity.

Across the U.S., communities and insurance portfolios face growing exposure to wildfire. Losses may be inevitable, but they don’t have to be unmanageable. Our wildfire suite delivers property-level insights—so you can reduce impact, protect assets, and build long-term resilience.
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Sharpen your perspective

No more guesswork. Our wildfire risk tools fill critical data gaps, giving you a sharper view of every property’s exposure. With smarter insights at your fingertips, you can price more accurately, underwrite with confidence, and reduce the surprise factor in your losses.

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Strengthen your portfolio

Navigate wildfire risk with precision. From identifying safe zones for growth to balancing concentrations in fire-prone areas, our data-driven assessments help you fine-tune your portfolio—maximizing opportunity while minimizing exposure.

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Smarten your underwriting

Move faster. Cut costs. Make better calls. Our risk scores and tools streamline your underwriting process—screening properties with ease, reducing the need for site visits, and keeping your workflows agile without sacrificing accuracy.

See beyond vegetation risk

Measure where wildfire risk can jump next. The 1–100 Conflagration Score captures the threat of wildfires transitioning from vegetation to uncontrollable structure-to-structure fires—rounding out your view of property-level exposure.

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How we do it

A powerful suite of products to create a solution

Wildfire Risk Score

Our flagship wildfire model delivers property-specific risk scores using hazard, wind, and drought to provide insights the wildfire hazard. Built for clarity and scale across 16 states—so you can evaluate wildfire risk with confidence and act where it matters most.

Independent Mitigation Information

Unlock prefilled information based on mitigation actions - including defensible space, roof class, and tree overhang - at the structure-level giving you smarter data and clearer context for every property.

Wildfire Conflagration Score

Level up with insights that uncover the drivers of building-to-building wildfire spread. Leveraged alongside the Wildfire Risk Score, the conflagration score provides an expanded perspective on wildfire risk—so you can make sharper decisions, target growth in exposed areas, and build a more resilient, better-performing portfolio.

Wildfire Mitigation Score

Mitigation measured. Reveal the impact of structure-level mitigation on risk. From defensible space to hardened roofs, it scores each property 1–100—supporting accurate pricing, underwriting confidence, and compliance with CDI guidelines.

An image depicting a wildfire risk zone of houses

Wildfire Risk Score

Our flagship wildfire model delivers property-specific risk scores using hazard, wind, and drought to provide insights the wildfire hazard. Built for clarity and scale across 16 states—so you can evaluate wildfire risk with confidence and act where it matters most.

A highlighted view of a house and the surrounding vegetation to provide a look at mitigating factors

Independent Mitigation Information

Unlock prefilled information based on mitigation actions - including defensible space, roof class, and tree overhang - at the structure-level giving you smarter data and clearer context for every property.

An example chart showing conflagration risk on an aerial view of an urban city

Wildfire Conflagration Score

Level up with insights that uncover the drivers of building-to-building wildfire spread. Leveraged alongside the Wildfire Risk Score, the conflagration score provides an expanded perspective on wildfire risk—so you can make sharper decisions, target growth in exposed areas, and build a more resilient, better-performing portfolio.

An aerial look at a house and its wildfire mitigating factors into a score

Wildfire Mitigation Score

Mitigation measured. Reveal the impact of structure-level mitigation on risk. From defensible space to hardened roofs, it scores each property 1–100—supporting accurate pricing, underwriting confidence, and compliance with CDI guidelines.

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