Cotality vs First Street®
Not all climate data tells the full story. Cotality goes deeper with verified property records, investment-grade models, and risk scores that reflect real financial impact. Get the detail and accuracy needed to act early and invest wisely. It’s clarity you can count on.
What makes Cotality different?
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Delivers hard-to-find details
Many tools stop at the visual. Cotality combines verified property data, clear risk scores, and financial indicators built for how teams work. Whether you’re underwriting, evaluating a portfolio, or weighing an acquisition, it delivers what you need to act, not just observe.
Built on what actually affects risk
Cotality includes hard-to-source structural details like first-floor height, foundation type, and elevation that meaningfully shift how risk behaves on a single property. These specifics are essential for estimating true damage potential and avoiding misleading assumptions that can skew financial outcomes.
Designed for the long game
Cotality simulates more than 30 years of potential events across multiple climate scenarios, capturing not just averages but the outliers and anomalies that drive long-term risk. This level of foresight helps organizations avoid costly surprises, protect asset value, and plan with greater financial confidence.
Risk in context, not in isolation
Cotality pairs climate risk with mortgage analytics, tax and deed records, flood zones, neighborhood trends, and permit data–giving you the whole picture and not just a piece of it.
Who partners with Cotality?
Why work with Cotality?
Cotality’s pricing reflects the quality and depth of the data you receive. When the data is shallow or the support is automated, the real cost shows up later in missed risk or bad decisions. Cotality gives you depth, accuracy, and a team that stays involved because decisions should be built on more than surface-level tools.
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Discover how accurate, property-level climate risk insight is changing the way teams make decisions.