Property tax data products: The fastest way to real ROI

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6 min read

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December 8, 2025

Property tax data products: The fastest way to real ROI

Let's talk about efficiency. We know that the time your team spends manually gathering property tax data can limit how fast you can grow and scale. At Cotality, we can help to fix that problem, giving your team the power to focus on what matters most: closing loans quickly and confidently.

To show you just how much time and money our automation saves, we teamed up with MarketWise Advisors, LLC to survey our current customers. We got real data from a wide range of lenders: 194 respondents across 115 leading lenders contributed their insights, representing a robust mix of the industry. The participants included 46% IMBs, 43% Banks, and 11%Credit Unions, with roles spanning 48% in Loan Operations, 16% in Originations, and 10% in Executive Management.

The automation advantage: Real Savings

The study confirmed the huge advantage of automating tax data. This isn't just theory—the research supports it:

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$54

saved per loan

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1.24 hrs

saved per loan transaction

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10.76x

return on investment

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Nearly $54 saved per loan (and over an hour of time!)

Our Property Tax Estimator (PTE®) is a game-changer. It saves lenders an average of 1.24 hours per loan, delivering a solid $53.77 in operational impact. That's nearly $54 recovered just by taking manual review and data entry off your team's plate.

10.76x Return on Investment

It's simple: for every dollar you invest in PTE, you can get $10.76 back. This is a powerful return driven directly by faster cycle times and fewer delays.

The right tool for every scenario

We know not all loans are created equal. Our Property Tax Data Products give you the right data instantly, no matter the complexity:

Property Tax Estimator (PTE): This is your smart solution for complex loans like new construction or properties with "TBD" addresses. PTE's unique estimation engine automates data retrieval, making sure you get a reliable tax amount every time. Plus, it handles all the verification and validation for you.
Property Tax Basic (PTB): Perfect for speed! This solution is ideal for properties with a known tax history, like refinances, providing instant and accurate tax data.

Both systems offer delinquency versions, so you can easily check prior-year payment history and manage risk up front.

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The benefits your team will feel

Implementing Cotality’s Property Tax Data Products is a straightforward way to boost performance and secure excellent results for your customers.

Benefit	Impact
Maximized ROI	For every dollar invested, you can get $10.76 back, making automation a powerful revenue driver.
Faster Closings	You recover 1.24 hours per loan on average, translating to $53.77 in savings and faster movement through your pipeline.
Simple Data Management	PTE generates a transparent Borrower Tax Summary Document (PDF), which helps clear up borrower questions quickly and reduces calls to your loan officers.
Reliable Consistency	Our servicing-quality data helps to ensure the information you use at origination is reliable and consistent throughout the entire life of the loan.

Your Path to Competitive Advantage

Ultimately, success in lending comes down to certainty and speed. The results from the MarketWise study clearly demonstrate that our current customers are already experiencing the proven financial confidence and data quality you need to move forward, faster. Let's explore how we can work together to help you take control of your process, streamline your operations, and turn efficiency into a lasting competitive advantage for your business.

For more information, learn more about Property Tax Data Products.

Legal Disclaimer: This is provided for information purposes only. Neither MarketWise Advisors nor Cotality provides any warranty or representation as to the accuracy of this data. Actual performance may vary materially and is subject to a wide range of factors

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