Reimagining UAD 3.6: Your strategic roadmap to modern valuations

The future of real estate valuation is here, and with it comes the evolution of UAD 3.6. For lenders and AMCs, this isn't just a compliance update; it's a pivotal moment to reimagine your processes, leverage data, and build a competitive advantage. This checklist is your strategic roadmap, illuminating the critical milestones and empowering you to move from adaptation to leadership. Don't wait to react to change—use this guide to get ahead and redefine what's possible in a modernized valuation landscape.

Phase 1: Foundation (Deadline: November 1, 2025)

• ‍Educate your team on UAD 3.6 changes: Gather your key stakeholders—from compliance officers to appraisers and underwriters—to fully understand the new data fields and updated reporting requirements. Staying ahead of these changes is the first step toward a seamless transition.
• ‍Identify potential data and workflow gaps: Assess your current systems and processes. Where might existing technology fall short? Pinpoint potential bottlenecks or areas where you lack the necessary data capture and consider how a unified platform can connect every step of the valuation process.
• ‍Engage with technology partners: Start conversations with providers now. A partner with a truly modern, API-first platform can help you navigate the complexities of UAD 3.6, integrate seamlessly, and ensure you're not just ready for the change but poised to thrive because of it.

Phase 2: Action (Deadline: January 1, 2026)

• ‍Integrate UAD 3.6-ready technology: The time for preparation is over—it's time to act. Work with your chosen technology partner to integrate systems that capture the enhanced UAD 3.6 data with precision and accuracy. Prioritize solutions that offer seamless data migration and minimal disruption to your daily operations.
• ‍Test and validate new workflows: Run test cases through your modernized systems to validate accuracy and efficiency. This is a critical step to ensure that your new workflows are not only compliant but also optimized for speed, clarity, and ease of use.
• ‍Establish new reporting and analytics processes: The new UAD 3.6 data offers richer insights than ever before. Build new reports and dashboards that leverage this information to track key performance indicators, monitor compliance, and make data-driven decisions that propel your business forward.

Phase 3: Optimization (Deadline: March 1, 2026)

• ‍Refine user training and support materials: As your team gets hands-on with the new technology, gather feedback and refine training materials. Provide ongoing support to ensure that everyone feels confident and empowered to use the new system to its fullest potential.
• ‍Leverage new data for strategic insights: Go beyond compliance. Use the comprehensive data from your UAD 3.6-ready platform to identify market trends, optimize appraiser performance, and gain a decisive edge over your competition.
• ‍Position your organization as a leader: Communicate your modernized valuation process to clients and partners. Show them that you are committed to innovation and accuracy, and that you have the right technology and expertise in place to deliver a superior experience.

Ready to go beyond the checklist?

Don't just check the boxes—reimagine your entire valuation process. Cotality's platform is built to help you navigate UAD 3.6 and position your business for the future. Learn how our unified, data-driven solutions can empower your team and transform your business.

Request a demo today. ‍