Assets Analysis
Accurate asset verification within AutomatIQ®
A streamlined approach to asset analysis
Navigating the multifaceted aspects of asset analysis can be daunting. Not anymore.
Get a comprehensive solution tailored to the mortgage market’s specific needs that simplifies asset verification and analysis, ensuring unmatched precision and speed.
With a customizable platform, you have seamless integrations to fine-tune procedures and set a new standard in asset analysis.
Represent assets accurately, quickly
Say hello to a better way to make loan approval decisions. Our Verification of Assets solution integrates with AutomatIQ Borrower Assets Analysis for a faster, more accurate representation of available funds. Categorize by type, review with visualizations, and quickly highlight potential fund shortages.
Visualize data interactively
Asset verification and analysis has never been easier. Our interactive interface and available funds visualization tool make asset analysis a breeze. The visual breakdown of funds and quick access to account overviews simplify the asset verification process, improving the overall user interaction with the platform.
Minimize underwriting cycles
The Assets Analysis tool alerts loan officers about the need for documentation on terms of withdrawal or liquidation requirements. By proactively collecting documents, you can minimize underwriting cycles and provide a smooth progression through the loan origination process.
Represent assets accurately, quickly
Say hello to a better way to make loan approval decisions. Our Verification of Assets solution integrates with AutomatIQ Borrower Assets Analysis for a faster, more accurate representation of available funds. Categorize by type, review with visualizations, and quickly highlight potential fund shortages.
Visualize data interactively
Asset verification and analysis has never been easier. Our interactive interface and available funds visualization tool make asset analysis a breeze. The visual breakdown of funds and quick access to account overviews simplify the asset verification process, improving the overall user interaction with the platform.
Minimize underwriting cycles
The Assets Analysis tool alerts loan officers about the need for documentation on terms of withdrawal or liquidation requirements. By proactively collecting documents, you can minimize underwriting cycles and provide a smooth progression through the loan origination process.
Determine your borrower's assets with accuracy and ease
Cotality’s AutomatIQ Borrower Assets Analysis empowers clients to tailor their verification strategy while optimizing for cost-efficiency, speed, and depth of coverage that align with their business objectives.
Direct linking of borrower accounts
Our Assets Analysis solution ensures accurate results by allowing the option to directly link a borrower’s accounts. Using Cotality’s Verification of Assets (VOA), Assets Analysis offers borrowers a seamless, digital platform to connect their financial accounts and ensure accurate, up-to-date verification of available assets.
Evaluation of physical bank statements
Some borrowers may not wish to link their accounts. Our solution provides the option to upload physical bank statements. Then, our tool digitally extracts the financial data from the statements and helps the lender complete a full analysis of accounts by checking for data completeness, accurate period coverage, and proper account ownership.
Interactive fund visualizations
Identifying the missing link in loan funding is a game changer. Assets Analysis visualizes a borrower’s assets, categorizes them, and compares them to the funds required to fulfill a transaction. Lenders can quickly assess any shortfalls for a clear and immediate understanding of a borrower’s financial readiness.
Consolidated data analysis interface
With the Assets Analysis tool, you can consolidate financial data in one place, even when digital linking does not procure all the required information, and a borrower provides physical statements. This tool ensures thorough checks across all transactions and account types and also provides an efficient method for integrated analysis when digital data is insufficient.
Direct linking of borrower accounts
Our Assets Analysis solution ensures accurate results by allowing the option to directly link a borrower’s accounts. Using Cotality’s Verification of Assets (VOA), Assets Analysis offers borrowers a seamless, digital platform to connect their financial accounts and ensure accurate, up-to-date verification of available assets.
Evaluation of physical bank statements
Some borrowers may not wish to link their accounts. Our solution provides the option to upload physical bank statements. Then, our tool digitally extracts the financial data from the statements and helps the lender complete a full analysis of accounts by checking for data completeness, accurate period coverage, and proper account ownership.
Interactive fund visualizations
Identifying the missing link in loan funding is a game changer. Assets Analysis visualizes a borrower’s assets, categorizes them, and compares them to the funds required to fulfill a transaction. Lenders can quickly assess any shortfalls for a clear and immediate understanding of a borrower’s financial readiness.
Consolidated data analysis interface
With the Assets Analysis tool, you can consolidate financial data in one place, even when digital linking does not procure all the required information, and a borrower provides physical statements. This tool ensures thorough checks across all transactions and account types and also provides an efficient method for integrated analysis when digital data is insufficient.
FAQ
Can Assets Analysis be used with any financial institution's data?
Is there a limit to the number of documents Assets Analysis can process?
Is there a limit on the number of accounts or transactions Assets Analysis can handle?
How quickly can lenders expect to receive results from Assets Analysis?
Can Assets Analysis be customized to meet specific lender requirements?
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.
