4506-C Borrower Assisted
Get income verification in minutes - not days
Get near real-time tax transcripts through a direct IRS API integration
4506-C Borrower Assisted modernizes the traditional tax transcript process by removing the need for manual forms and enabling direct, borrower authorized access to IRS data.
By connecting directly to the IRS API, lenders can verify income almost instantly - improving operational efficiency, shortening loan cycles, and reducing costly delays.
Near real-time financial decisions
4506-C Borrower Assisted delivers near real-time tax transcript access through adirect IRS API integration - eliminating forms, reducing errors, and accelerating loan decisions .
IRS API Integration
A direct connection to the IRS systems delivers fast, reliable transcript retrieval.
Borrower-assisted workflow
Borrowers securely authorize access through the IRS - no signed 4506-C form required.
Near real-time processing
Receive verifications in minutes instead of days.
Built-in accuracy controls
Reduce discrepancies and rejection rates with validated, up-to-date data.
IRS API Integration
A direct connection to the IRS systems delivers fast, reliable transcript retrieval.
Borrower-assisted workflow
Borrowers securely authorize access through the IRS - no signed 4506-C form required.
Near real-time processing
Receive verifications in minutes instead of days.
Built-in accuracy controls
Reduce discrepancies and rejection rates with validated, up-to-date data.
FAQ
What happens if the IRS rejects a request with 4506-C Borrower Assisted? Will I be billed for this?
Is training required to use 4506-C Borrower Assisted?
Will Cotality offer the traditional Form 4506-C solution?
Can 4506-C Borrower Assisted retrieve tax transcripts from previous years?
Are there any hardware requirements to use 4506-C Borrower Assisted?
Does a borrower need an IRS login to use 4506-C Borrower Assisted services?
How can we help you?
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