OptiVal | Cotality

Achieve efficient home equity workflows

Overview

Efficient home-equity lending via AVM testing

We provide accurate property valuations quickly and in compliance with inter-agency guidelines. We test over 20 industry Automated Valuation Models (AVMs) against current real estate transactions to help you receive the best results. Whether you're an Appraisal Management Company (AMC), investor, mortgage lender, insurer, servicer, credit union, or bank, our cascading solution delivers reliable property valuations that enhance your workflow and decision-making. Using sophisticated algorithms, we objectively rank the best-performing AVMs in specific regions, offering enhanced visibility and transparency. Efficiency and precision in property assessments make OptiVal an essential tool for streamlined valuations.

Where to access :
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Tailored home equity valuations

Our AVMs fit your home equity program guidelines using geographic location and unique risk profiles. Benefit from advanced analytics, confidence score analysis, and physical condition inspections.

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Accurate property valuations made easy

Get precise valuations with over 20 leading AVMs tested for better information and broader coverage. Customized to your risk profile, our audit-ready results are easily ordered through appraisal platform.

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Support for audits and reviews

During audits, we act as your trusted advisor. We speak with regulators and auditors on your behalf, explain the testing process, and analyze AVM confidence scores so you use the best valuation model.

home

Tailored home equity valuations

Our AVMs fit your home equity program guidelines using geographic location and unique risk profiles. Benefit from advanced analytics, confidence score analysis, and physical condition inspections.

analytics

Accurate property valuations made easy

Get precise valuations with over 20 leading AVMs tested for better information and broader coverage. Customized to your risk profile, our audit-ready results are easily ordered through appraisal platform.

handshake

Support for audits and reviews

During audits, we act as your trusted advisor. We speak with regulators and auditors on your behalf, explain the testing process, and analyze AVM confidence scores so you use the best valuation model.

Features

Ensure compliant and efficient valuations

Get accurate valuations and enjoy significant savings on costs compared to traditional appraisals. Enjoy automated delivery in just one minute, ensuring compliance with annual validation. Experience seamless ordering, enhanced information, and peace of mind.

Enable a cost-effective solution

We deliver accurate property valuations at a fraction of the cost, helping you save up to 90% compared to traditional appraisals.

Convenient and customer friendly

Consumers expect quick and painless origination services, but regulated loan processes can be challenging. OptiVal delivers fast, convenient valuations, quicker home values, and happier customers with seamless, automated delivery in about one minute.

Dedicated to compliance

We rigoursly test multiple AVMs, define cascades based on location, and undergo annual model governance validation. We also speak with regulators and auditors on your behalf to explain our testing and development process providing you support during audits.

Broader coverage, accurate valuations

Our results of using multiple AVMs, benchmarked using current proprietary data, provide superior accuracy and reliability. With automatic cascade updates every 90 days, we offer better coverage and insights than relying on a single AVM.

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