Press Release
•
June 17, 2025
Cotality supports automated income assessment through integration with Freddie Mac’s AIM Check API
Cotality’s platform helps mortgage lenders speed up loan underwriting with new integration.
IRVINE, Calif., June 17, 2025 — Cotality, a leader in property information, analytics, and data-enabled solutions, announced today it is now integrated with Freddie Mac’s AIM Check for Payroll API. This API provides a time-saving method to receive an automated income assessment from Loan Product Advisor® (LPASM), helping to optimize the verification process and increase confidence in income eligibility.
Cotality’s new integration with AIM Check API enables lenders to use the AutomatIQ® Borrower Income Analysis solution to obtain and transmit digitized pay stub and W-2 data for LPA’s automated assessment of income and employment.
With Cotality’s AutomatIQ Borrower Income Analysis, lenders can quickly and accurately assess a borrower’s income, looking at pay stubs, W-2s, and variable pay, such as commissions, bonuses, and overtime, in a single workflow. The integration with AIM Check API eliminates the guesswork for lenders and provides them with a monthly income amount that can be submitted to LPA.
“People are at the heart of the home buying process, and we are empowering lenders to help them achieve their goals of affordable homeownership faster,” said Sri Gajjala, Cotality, Senior Director, Product Management. “Integrating Cotality’s precise, real-time data with AIM Check API makes the mortgage process easier for lenders and borrowers, which creates a better experience for everyone.”
The integration demonstrates both Cotality and Freddie Mac’s commitment to building a stronger property ecosystem through technology and data.
“We’ve consistently rolled out innovations to ensure our digital tools are improving speed and efficiency while reducing risk,” said Daniel Miller, Single-Family Senior Director of Strategic Technology Partnerships at Freddie Mac. “Today’s innovation advances our goal to digitize the mortgage process and provide a seamless experience for lenders and borrowers.”
Cotality’s AutomatIQ Borrower Income Analysis gives lenders more consistent results by automating, streamlining, and standardizing their existing processes to provide a better and more transparent customer experience. To learn more about AutomatIQ Borrower Income Analysis and the new AIM integration, visit Cotality.com.
About Cotality
Cotality accelerates data, insights, and workflows across the property ecosystem to enable industry professionals to surpass their ambitions and impact society. With billions of data signals across the life cycle of a property, we unearth hidden risks and transformative opportunities for agents, lenders, insurers, governments, and innovators. Get to know us at cotality.com.
Media Contacts
Charity Head
Cotality