eBook

Understanding property taxes

Learn how property taxes and escrow work and why they matter for your home, wallet, and community.

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15 min read
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October 30, 2025
Cover images of Cotality's property tax ebook for homeowners

For many first-time homeowners, the excitement of closing on a home can overshadow the details of how payments work. This eBook will help you understand why property taxes change so often, how they affect your mortgage payment, and offer helpful resources to save stress, money, and time.

In this eBook:

Why property taxes matter, and why they change so often

The difference between escrow and non-escrow

What to be aware of, and how to stay on top of it

Cotality™ brings together technology, data, and expertise to create a rich view of the property ecosystem. By partnering with over 22,000 taxing authorities nationwide, we help mortgage servicers and local government  identify growth opportunities, forecast market trends, estimate losses with precision, or reframe policy initiatives — to help them see what’s coming next, and support homeowners throughout every step of the process. This eBook covers:

Government
Banking and Lending
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