Lending made simple for Credit Unions
One integrated provider simplifies lending, cuts costs, and delights credit union members.
Stop juggling multiple vendors, confusing data flows, and complex contracts. Cotality is the integrated provider for every loan, simplifying your entire operation. We help you eliminate vendor management time, cut costs, and overcome operational challenges. Lend with confidence using integrated compliance and predictive fraud tools. Our solution consolidates everything from member acquisition and qualification to servicing and collateral protection. Deliver a seamless digital journey that delights your members and unlocks new growth opportunities through portfolio intelligence.
Trusted by Top
Credit Unions
Nine out of America's top 10 credit unions choose us for integrated portfolio intelligence, compliance, and member loyalty.
Validate Loan
Risk
94% of our LoanSafe™ users agree it helps them identify loans with the highest fraud risk, ensuring sound financial decisions.
Access Seamless
Workflow
Access credit, verification, and analysis tools in one seamless workflow to speed up underwriting and cut time/costs.
Key solutions for Credit Unions
Eliminate complexity: Single provider
Reduce operational complexities and high costs by partnering with a single, integrated provider for the entire loan lifecycle, moving away from a disjointed vendor landscape. This approach eliminates the need to manage multiple contracts, data flows, and vendor relationships, allowing you to focus on member service.
Elevate member experience: Digital journey
Provide a seamless and transparent digital journey for your members, from the initial lead all the way to the application stage. Utilize location and behavior-based triggers to easily identify members who are ready to purchase a loan.
Lend with confidence: Mitigate risk
Mitigate fraud risk with integrated risk and compliance tools built on gold-standard predictive fraud modules. This intelligence-driven approach empowers smarter decisions, helping to identify which loans have the highest fraud risk.
Drive growth: Portfolio intelligence
Unlock growth opportunities by tapping into your existing portfolio and local market data. Access critical insights on portfolio behavior and predictive analysis without the need for time-consuming and costly data analyst work.
End-to-end solution: Entire lifecycle
The solution is an all-in-one provider for the entire loan lifecycle, including member acquisition, qualification, servicing, and collateral protection. This comprehensive solution reduces friction and gives you the confidence necessary to scale operations efficiently.
Move beyond managing fragmented, complex vendor landscapes that lead to inefficiency, higher costs, and potential errors. We are your single, integrated provider for every loan, simplifying your operations to better serve your members. This comprehensive partnership eliminates the obstacles of disjointed mortgage technology management.
Our solution unifies member acquisition and retention, mortgage origination, mortgage servicing, and portfolio solutions. Why choose Cotality? We are purpose-built for credit unions, delivering intelligence-driven lending and advanced portfolio protection. Use powerful mortgage risk solutions and data-driven insights to mitigate fraud with gold-standard modules and tap into unlocked growth opportunities within your existing portfolio and local market.
