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Catastrophe Risk Solutions

Mastering volatility: advanced catastrophe risk modelling

Navigate post-catastrophe liquidity and solvency concerns by transforming unpredictable physical events into quantifiable financial risk.

Quantifiable insights

Reducing surprise losses starts with detailed analytics

Infrequent, severe losses shouldn't be a surprise. We empower carriers of all sizes with high-fidelity modeling and interoperable data, ensuring your risk strategies are built on a foundation of scientific accuracy and financial clarity.

92%

of global GDP covered by Cotality Natural Catastrophe risk models

5M

homes on average in US are damaged by hail every year

$300B

potential damage from a major earthquake centered in San Francisco or Los Angeles

Scientific precision

Global natural catastrophe models

Empower your modelling team with the scientific depth required to master volatility. Our high-fidelity models deliver granular, property-level insights that remove the guesswork from policy pricing and risk transfer. Gain the technical confidence to back complex treaties and reinsurance placements with data-driven precision.
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A commitment to accuracy

Focused on delivering high-fidelity catastrophe models that reproduce the complex physical realities of a storm or earthquake

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Precise modelling of risk

Granular modelling for the individual property, producing the results for your risk, not the average risk

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Interoperability is our objective

Adoption of input and output data standards; scalable cloud-based computing, maintenance of data security, integration layer APIs. A focus on making it easy to make the right decision in your organisation

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Decision-making under high uncertainty

Enabling confidence in risk management requires a robust modelling framework designed for sensitivity testing and understanding marginal impacts.

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Maintain the competitive edge

In volatile markets, an outdated model isn't just less accurate, it's a liability that creates opportunity cost

Integrated ecosystem

Navigate™: cloud-native catastrophe modelling

Access 185+ high-fidelity models within a scalable ecosystem designed for speed and interoperability. Navigate minimizes uncertainty with robust simulations, seamless API integration, and open data standards. Effortlessly connect complex peril analytics to your existing data framework and decision-making workflow.

Capital market insights

Expert ILS consulting and risk re-analysis

Navigate the complexities of catastrophe bonds and private risk transfers with specialised support. Cotality provides professional commentaries that deliver a deep-dive re-analysis of bond triggers through our advanced models and proprietary Panoramiq database, uncovering drivers beyond standard disclosures.

A legacy of expert risk modeling

As pioneers in ILS since 1997, we have served as the expert modeler for 59 catastrophe bonds and numerous private risk transfers, with total notional values exceeding $15 billion. Our expertise spans indemnity, industry index, and "tuned" parametric triggers designed to minimise basis risk for complex global exposures.

How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.