Net Zero Hub
Financed emissions risk management
Simplify climate resilience and financed emissions management
Housing must undergo near-total decarbonisation to meet the UK’s 2050 net zero target. As regulatory requirements evolve, mortgage lenders need a clear view of energy efficiency across their back books. Net Zero Hub is your comprehensive platform for managing climate risk and carbon emissions. We use an advanced dataset of UK property energy credentials to reveal physical and transition risks. This empowers you to produce accurate board reports, meet regulatory demands, and confidently forecast risks. Protect your portfolio, retain customers, and identify new green lending opportunities.
Meet regulatory requirements
Analyse your mortgage backbook financed emissions to satisfy Bank of England stipulations, and generate audit-ready outputs for regulatory disclosures.
Retain your backbook
Map out Net Zero and product strategies for customer retention
Report financed emissions
Automate the calculation of back book financed emissions using PCAF methodology, and accurately track your YOY reductions
Deep portfolio data understanding
Narrow your margin of error with an advanced dataset for climate risk. Net Zero Hub provides a digital twin of properties, delivering the granular insights you need to build business strategies, retain customers, and drive green innovation.
Automated baselining
Replace reliance on estimated EPC data. We calculate your back book financed emissions accurately, providing a credible dashboard to monitor your YOY decarbonisation progress
Transition risk analysis
Identify stranded assets and properties with low EPC ratings that pose a credit risk. Our granular data feeds directly into climate stress tests to model your portfolio's performance.
Product eligibility engine
Instantly identify which existing borrowers qualify for green mortgages or retrofit loans based on their current energy efficiency, and simulate how incentives impact your carbon footprint
High data confidence
Secure clear reporting on the percentage of your loan book that meets future energy efficiency thressholds. Access defendable data that withstands external audit scrutiny for your annual reports.
Automated baselining
Replace reliance on estimated EPC data. We calculate your back book financed emissions accurately, providing a credible dashboard to monitor your YOY decarbonisation progress
Transition risk analysis
Identify stranded assets and properties with low EPC ratings that pose a credit risk. Our granular data feeds directly into climate stress tests to model your portfolio's performance.
Product eligibility engine
Instantly identify which existing borrowers qualify for green mortgages or retrofit loans based on their current energy efficiency, and simulate how incentives impact your carbon footprint
High data confidence
Secure clear reporting on the percentage of your loan book that meets future energy efficiency thressholds. Access defendable data that withstands external audit scrutiny for your annual reports.
£15,000
Industry modelling estimates an average investment of £15,000 per sub-C graded property to meet the EPC C standard.
2030
The government plans to enforce new minimum energy efficiency standards in the private rental sector by 2030
EPC Band C
What your buy to let housing backbook needs to achieve by 2030
FAQ
Will Net Zero Hub help me manage climate risks?
How reliable is the data used by Net Zero Hub?
How does Net Zero Hub align your plans with national targets?
How does the Net Zero Hub help protect our portfolio's value?
Can we use the Net Zero Hub to meet ESG reporting requirements?
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How can we help you?
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