Claims Estimate™
Property claims estimating from the desk to the field
Unified estimating for desktop and mobile
Certainty in property claims begins with trusted data. Cotality Estimate unifies scoping, diagramming, and pricing into a single platform that works with your team – wherever they are.
By bringing desk and field operations together, Estimate ensures that every decision is grounded in the same trusted information, so you can deliver faster, more consistent settlements with total confidence.
Estimate on desktop: Built for desk-based teams to produce and review estimates, apply compliance checks, and manage administration with clarity
Estimate on mobile: Empowers field teams to capture site details, sketch floorplans via LiDAR on iPhone and iPad Pro, and estimate directly on-site with AI-powered scoping


Consistent, accurate estimates
Achieve compliant, consistent estimates with built-in rules and smart workflows – whether finalising a claim at a desk or scoping on-site
Reliable, market-aligned pricing
Ensure total transparency with independent, contemporary pricing that covers materials, labour, and regional trends
Faster training and adoption
Make field capture simple and accurate from day one with intuitive mobile sketching, LiDAR scanning, and question-led scoping
Connected, real-time workflows
Move claims forward smoothly with real-time syncing that turns field data into immediate insights for desk-based teams
Simplify damage documentation and claim estimation
Claims Estimate is designed to help users document property damage comprehensively and generate accurate estimates on every claim. Reduce loss adjusting expenses and avoid claims leakage by utilising more efficient claims workflow processes.

Automated calculations
Instantly calculate quantities, taxes, and costs directly from your desktop drawings or mobile sketches

Guided scoping
Standardise inspections with question-led workflows that guide users through scoping, ensuring compliance on every visit

Precision diagramming
Quickly, accurately sketch rooms, walls, and openings with intuitive desktop tools or responsive touchscreen mobile controls - and if you're offline, using automatic sync to keep data connected

Built for iPhone and iPad Pro
Create precise sketches in seconds using LiDAR room scanning on compatible devices, and capture photos directly into files - then sync your data

Automated calculations
Instantly calculate quantities, taxes, and costs directly from your desktop drawings or mobile sketches
Guided scoping
Standardise inspections with question-led workflows that guide users through scoping, ensuring compliance on every visit
Precision diagramming
Quickly, accurately sketch rooms, walls, and openings with intuitive desktop tools or responsive touchscreen mobile controls - and if you're offline, using automatic sync to keep data connected
Built for iPhone and iPad Pro
Create precise sketches in seconds using LiDAR room scanning on compatible devices, and capture photos directly into files - then sync your data
Field teams
On-site speed and confidence with mobile scanning and scoping
Claims teams
Richer, structured claims files delivered sooner to clear backlogs and fast-track reviews
Organisations
Consistent operations, fewer return visits, and optimised adjusting processes
FAQ
How can adjusting firms ensure consistent property claim estimates across all experience levels?
Adjusting firms can ensure consistency by adopting software with guided, question-based workflows that standardise the claims process. Cotality Estimate™ simplifies damage documentation, helping adjusters of all skill levels produce accurate, comprehensive estimates from day one.
How do claims organisations ensure claim estimates reflect real-world pricing?
Claims organisations ensure accurate valuations by utilising a research-backed claims construction pricing database that is updated monthly. Cotality Estimate™ integrates real-time material, labour, and regional cost trends to guarantee that claim estimates reflect actual market pressures.
Estimate on desktop and mobile, and Claims Workspace, connect directly to the Cotality Schedule of Rates. That gives your team instant access to independent, transparent, and contemporary market-backed rates for materials, labour, and regions.
Whether your teams are typing at a desk or standing in a damaged property, they’ll work from the same trusted pricing data to deliver fast, fair, and consistent settlements.
Can field adjusters generate property claim estimates without an active internet connection?
Yes, field teams can document damage and process claims in zero-connectivity areas using offline-capable software like Cotality Estimate™. The platform allows adjusters to work offline and automatically sync all data once a network connection is re-established.
What is the most efficient way to diagram complex roofing claims to reduce manual errors?
The most efficient method is utilising drag-and-drop diagramming tools within a dedicated estimation platform. Cotality Estimate™ features an easy-to-use digital diagramming interface designed specifically to reduce manual errors on complex property claims like roofing.
What is the fastest way to onboard new property claims adjusters?
The fastest way to onboard new adjusters is to deploy estimation software featuring guided, question-and-answer-based workflows. Cotality Estimate™ standardises the claims process by prompting new users with targeted questions, making complex damage documentation simple regardless of the adjuster's experience level.
How does Cotality Estimate™ integrate with the Claims Workspace™ platform?
Estimate is a central pillar of the Cotality Claims Workspace platform – the network that powers 1 in 3 UK property claims and is trusted by over 400 organisations, including many of the UK’s top insurers and hundreds of suppliers.
By unifying your operations on a single cloud platform, data syncs instantly from the field to central claims records. That means everyone stays aligned, no matter where they’re working.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
