SmartFees

Guaranteed fees for loan estimates

Overview

Streamline loan management with real-time, accurate data

Managing loan file information, transfer tax, recording data, service fees, lender fees, and lender business rules can be complex and time-consuming. With one click, and in under a minute, you can receive guaranteed rates and fees with smart logic built in—not estimates. Our verification team ensures accurate fees across 3,000+ counties, eliminating manual upkeep.

We provide real-time fee data helping you stay compliant with TILA-RESPA Integrated Disclosures (TRID) regulations. Plus, our approach helps you streamline operations from fee quotes to title orders, enabling you to focus on strengthening customer relationships and driving growth, with confidence in precise fee management.

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Enable TRID compliance for borrowers

Enabling TRID compliance is crucial for maintaining transparency with your customers. We provide real-time closing data and accurate fee integration, helping you deliver a seamless transaction.

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Eliminate manual upkeep

Minimize the hassle of manual fee sheets and provider communication. SmartFees automates fee management, enabling accuracy and efficiency. Streamline your workflow, reduce errors with automation.

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Take the LOS connectivity advantage

SmartFees integrates with major Loan Originations Systems (LOS) systems for real-time data exchanges and workflows. We connect you with over 12,000 providers, allowing you to use your trusted providers.

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Enable TRID compliance for borrowers

Enabling TRID compliance is crucial for maintaining transparency with your customers. We provide real-time closing data and accurate fee integration, helping you deliver a seamless transaction.

flowsheet

Eliminate manual upkeep

Minimize the hassle of manual fee sheets and provider communication. SmartFees automates fee management, enabling accuracy and efficiency. Streamline your workflow, reduce errors with automation.

dataset_linked

Take the LOS connectivity advantage

SmartFees integrates with major Loan Originations Systems (LOS) systems for real-time data exchanges and workflows. We connect you with over 12,000 providers, allowing you to use your trusted providers.

Features

Get accurate closing rates and fees

Our SmartFees solution automates fee management, minimizing manual upkeep and tolerance violations. Integrated with Encompass Partner Connect, it boosts productivity and simplifies both prequalification and loan estimates.

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Verify quotes with SmartFees

Boost your productivity with reduced manual data entry as SmartFees can be configured for automated fees. It provides real-time, accurate rates and fees, and integrates with leading LOS and Point of Sales (POS) systems for a unified workflow.

Access provider allocation options

Streamline provider selection using preferred vendors and allocation rules based on transaction type and location. Ensure the most suitable provider is chosen for each transaction and boost your operational efficiency.

Enjoy effortless fee access

With SmartFees, access our advanced tool that simplifies lender fee management via a self-service portal. Manage origination fees, underwriting fees, processing fees and more within one cohesive workflow.

Get fee estimates, faster

Deliver fees upfront during prequalification to control costs and identify qualified candidates, including non-TRID leads. Used with POS solutions, it includes all fees for disclosures (excluding provider info). Quick fee estimates help make informed decisions.

Digital visualization of network, telecom, internet, or more, in a residential neighborhood.

Verify quotes with SmartFees

Boost your productivity with reduced manual data entry as SmartFees can be configured for automated fees. It provides real-time, accurate rates and fees, and integrates with leading LOS and Point of Sales (POS) systems for a unified workflow.

Access provider allocation options

Streamline provider selection using preferred vendors and allocation rules based on transaction type and location. Ensure the most suitable provider is chosen for each transaction and boost your operational efficiency.

Enjoy effortless fee access

With SmartFees, access our advanced tool that simplifies lender fee management via a self-service portal. Manage origination fees, underwriting fees, processing fees and more within one cohesive workflow.

Get fee estimates, faster

Deliver fees upfront during prequalification to control costs and identify qualified candidates, including non-TRID leads. Used with POS solutions, it includes all fees for disclosures (excluding provider info). Quick fee estimates help make informed decisions.

Pricing
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FAQ

Why should I get SmartFees?

How does SmartFees promote fee accuracy and protect against tolerance violations?

What LOS/POS platforms is SmartFees integrated with?

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Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

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