Digital Valuations
Faster, smarter digital valuations
Rethink your valuation workflow
Digital Valuations from Cotality are designed to help lenders modernise the property valuation process, reducing the need for physical inspections while maintaining control over risk.
Powered by trusted data and expert review, these solutions offer the speed and flexibility to match different lending scenarios.
Whether you're prioritising fast approvals or need added assurance, Digital Valuations help reduce costs, accelerate lending decisions, and deliver a better borrower experience.
Faster decisions, better CX
Minimise delays caused by physical inspections and complete valuations in hours, not days, supporting quicker approvals and happier customers.
A digital valuation for each risk profile
Choose valuation types that align with your credit policy and risk appetite - from rapid assessments to insured, risk-mitigated options.
Lower costs, smarter ops
Streamline operations with valuation solutions that reduce reliance on field visits and cut administrative overhead.
Faster decisions, better CX
Minimise delays caused by physical inspections and complete valuations in hours, not days, supporting quicker approvals and happier customers.
A digital valuation for each risk profile
Choose valuation types that align with your credit policy and risk appetite - from rapid assessments to insured, risk-mitigated options.
Lower costs, smarter ops
Streamline operations with valuation solutions that reduce reliance on field visits and cut administrative overhead.
Data you can trust
Every digital valuation is backed by Cotality's comprehensive property data, imagery and analytics, ensuring confident decisions at speed.
Digital valuation options tailored to risk
Cotality offers a flexible suite of digital valuation options - from AVMs to insured, data-backed assessments - built to support lending strategies at every risk level.

Insured digital valuations
SMARTval combines data-driven automation with professional valuer input to deliver a defensible, insured valuation typically within 1 business day. It's ideal for moderate-risk lending where you need both speed and assurance.
Remote desktop valuations
A rapid, low-cost valuation completed entirely offsite by a qualified valuer. This approach is best suited to lower-risk scenarios where turnaround time and cost efficiency are key.
Automated Valuation Models (AVMs)
Instant, automated property value estimates based on Cotality's rich data assets. AVMs are ideal for low-risk lending tiers where speed and scalability are the priority.
Consumer data capture
The ValAssist tool enables homeowners to capture and update property details in real time. Lenders gain faster access to accurate data, supporting quicker, more connected digital valuations.

Insured digital valuations
SMARTval combines data-driven automation with professional valuer input to deliver a defensible, insured valuation typically within 1 business day. It's ideal for moderate-risk lending where you need both speed and assurance.
Remote desktop valuations
A rapid, low-cost valuation completed entirely offsite by a qualified valuer. This approach is best suited to lower-risk scenarios where turnaround time and cost efficiency are key.
Automated Valuation Models (AVMs)
Instant, automated property value estimates based on Cotality's rich data assets. AVMs are ideal for low-risk lending tiers where speed and scalability are the priority.
Consumer data capture
The ValAssist tool enables homeowners to capture and update property details in real time. Lenders gain faster access to accurate data, supporting quicker, more connected digital valuations.
FAQ
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