The January lending reset & the record-breaking FHB

January’s lending data has landed, and while the crazy peak of December has passed, the underlying numbers reveal a market that is far from quiet.

In this week’s Monday morning yarn, Head of Research Nick Goodall and Chief Economist Kelvin Davidson reveal why First Home Buyers are now dominating the market with record-low deposits. We break down the impact of loosened LVR speed limits and the growing "Knowledge Gap" identified in our latest 2026 Woman and Property Report.

If you're trying to navigate the current "flat-patch" or planning your next mortgage repricing, this research-led briefing is essential viewing.

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