Report
Housing Affordability Report
A comprehensive measurement of the state of NZ's housing affordability
30 min read
August 28, 2025
Granular data on housing affordability for every territorial authority in NZ.
An in-depth analysis of housing affordability over time.
Insightful commentary by our chief property economist on what is impacting housing affordability in NZ, and what may lie ahead.
It analyses the relationship between property values and household incomes, time to save a home deposit, mortgage serviceability and rental rates relative to household incomes.
Our analysis dates back to 2004 and is based on average property values and household income.
