Insights from the survey indicate many homeowners are highly exposed - most of them unwittingly - not just to the loss of their home, but to serious financial harm, given that for many their property represents the bedrock of their wealth.
The problem is amplified by rising costs in the construction sector and the increasing occurrence and intensity of climate-related weather events.In Solving the Home Insurance Problem in Aotearoa New Zealand industry experts, sector specialists and researchers explore and quantify this insurance gap, shining a light on the serious and growing risk of underinsurance in New Zealand, and identifying possible solutions for insurers, their partners, and homeowners.
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